{
  "name": "Awards Bench",
  "version": "2026-11-04",
  "license": "CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/), attribution: Points or Cash, https://pointsorcash.app/awards-bench",
  "generated_from": {
    "transfer_partners": "2026-11-01",
    "amex_europe": "2026-11-02",
    "award_pricing": "2026-11-04",
    "card_status": "2026-11-09"
  },
  "thresholds": {
    "good": 1.5,
    "poor": 1
  },
  "questions": [
    {
      "id": "transfer-us-2",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Air France-KLM Flying Blue points or miles do 10,000 American Express Membership Rewards (US) points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://global.americanexpress.com/rewards/transfer",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-3",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Cathay Pacific Asia Miles points or miles do 10,000 American Express Membership Rewards (US) points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 8000,
        "tolerance": 0
      },
      "source": "https://global.americanexpress.com/rewards/transfer",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-4",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Iberia Club (Avios) points or miles do 10,000 American Express Membership Rewards (US) points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://global.americanexpress.com/rewards/transfer",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-5",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Qatar Airways Privilege Club (Avios) points or miles do 10,000 American Express Membership Rewards (US) points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://global.americanexpress.com/rewards/transfer",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-7",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many The Leading Hotels of the World Leaders Club points or miles do 10,000 American Express Membership Rewards (US) points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 2500,
        "tolerance": 0
      },
      "source": "https://global.americanexpress.com/rewards/transfer",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-8",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Air France-KLM Flying Blue points or miles do 10,000 Chase Ultimate Rewards points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.chase.com/sapphire-cards/personal/preferred",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-9",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many JetBlue TrueBlue points or miles do 10,000 Chase Ultimate Rewards points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.chase.com/sapphire-cards/personal/preferred",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-10",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many United MileagePlus points or miles do 10,000 Chase Ultimate Rewards points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.chase.com/sapphire-cards/personal/preferred",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-11",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many World of Hyatt points or miles do 10,000 Chase Ultimate Rewards points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.chase.com/sapphire-cards/personal/preferred",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-12",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Air Canada Aeroplan points or miles do 10,000 Capital One Miles points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-14",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Air France-KLM Flying Blue points or miles do 10,000 Capital One Miles points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-15",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many TAP Air Portugal Miles&Go points or miles do 10,000 Capital One Miles points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-16",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Emirates Skywards points or miles do 10,000 Capital One Miles points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 7500,
        "tolerance": 0
      },
      "source": "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-17",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many JetBlue TrueBlue points or miles do 10,000 Capital One Miles points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 6000,
        "tolerance": 0
      },
      "source": "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-19",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Avianca LifeMiles points or miles do 10,000 Citi ThankYou Points (Strata Elite) points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.thankyou.com/partnerProgramsListing.htm",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-20",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Etihad Guest points or miles do 10,000 Citi ThankYou Points (Strata Elite) points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.thankyou.com/partnerProgramsListing.htm",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-21",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Japan Airlines Mileage Bank points or miles do 10,000 Citi ThankYou Points (Strata Elite) points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.thankyou.com/partnerProgramsListing.htm",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-23",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Turkish Airlines Miles&Smiles points or miles do 10,000 Citi ThankYou Points (Strata Elite) points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.thankyou.com/partnerProgramsListing.htm",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-24",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many The Leading Hotels of the World Leaders Club points or miles do 10,000 Citi ThankYou Points (Strata Elite) points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 2000,
        "tolerance": 0
      },
      "source": "https://www.thankyou.com/partnerProgramsListing.htm",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-25",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Aer Lingus AerClub (Avios) points or miles do 10,000 Bilt Rewards points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-26",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Alaska/Hawaiian Atmos Rewards points or miles do 10,000 Bilt Rewards points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-28",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Iberia Club (Avios) points or miles do 10,000 Bilt Rewards points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-29",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many Southwest Rapid Rewards points or miles do 10,000 Bilt Rewards points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-30",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many United MileagePlus points or miles do 10,000 Bilt Rewards points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-us-32",
      "part": "facts",
      "category": "transfer-us",
      "question": "How many I Prefer Hotel Rewards (Preferred Hotels & Resorts) points or miles do 10,000 Bilt Rewards points become when transferred, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 20000,
        "tolerance": 0
      },
      "source": "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
      "as_of": "2026-11-01"
    },
    {
      "id": "transfer-europe-2",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in Belgium, how many SAS EuroBonus points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 6667,
        "tolerance": 0
      },
      "source": "https://global.americanexpress.com/myca/intl/catalog/canlac/action?request_type=un_intlCatalog&categoryId=24&action=RewardsSearch&Face=fr_BE&pageNo=1",
      "as_of": "2026-11-02"
    },
    {
      "id": "transfer-europe-3",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in the Netherlands, how many Iberia Club (Avios) points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 6667,
        "tolerance": 0
      },
      "source": "https://www.americanexpress.com/nl-nl/rewards/membership-rewards/travel/all",
      "as_of": "2026-11-02"
    },
    {
      "id": "transfer-europe-4",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in the Netherlands, how many British Airways Club (Avios) points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 8000,
        "tolerance": 0
      },
      "source": "https://www.americanexpress.com/nl-nl/rewards/membership-rewards/travel/all",
      "as_of": "2026-11-02"
    },
    {
      "id": "transfer-europe-5",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in the United Kingdom, how many British Airways Club (Avios) points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.americanexpress.com/en-gb/rewards/membership-rewards/travel/all",
      "as_of": "2026-11-02"
    },
    {
      "id": "transfer-europe-7",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in the United Kingdom, how many Qantas Frequent Flyer points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 10000,
        "tolerance": 0
      },
      "source": "https://www.americanexpress.com/en-gb/rewards/membership-rewards/travel/all",
      "as_of": "2026-11-02"
    },
    {
      "id": "transfer-europe-8",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in the United Kingdom, how many Singapore Airlines KrisFlyer points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 6667,
        "tolerance": 0
      },
      "source": "https://www.americanexpress.com/en-gb/rewards/membership-rewards/travel/all",
      "as_of": "2026-11-02"
    },
    {
      "id": "transfer-europe-9",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in France, how many British Airways Club (Avios) points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 8000,
        "tolerance": 0
      },
      "source": "https://milesopedia.fr/finance/american-express-membership-rewards-transfert-points/",
      "as_of": "2026-11-02"
    },
    {
      "id": "transfer-europe-10",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in France, how many Finnair Plus (Avios) points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 8000,
        "tolerance": 0
      },
      "source": "https://milesopedia.fr/finance/american-express-membership-rewards-transfert-points/",
      "as_of": "2026-11-02"
    },
    {
      "id": "transfer-europe-11",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in France, how many Qatar Airways Privilege Club (Avios) points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 8333,
        "tolerance": 0
      },
      "source": "https://milesopedia.fr/finance/american-express-membership-rewards-transfert-points/",
      "as_of": "2026-11-02"
    },
    {
      "id": "transfer-europe-12",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in Germany, how many British Airways Club (Avios) points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 8000,
        "tolerance": 0
      },
      "source": "https://www.americanexpress.com/de-de/rewards/membership-rewards/travel/all",
      "as_of": "2026-11-02"
    },
    {
      "id": "transfer-europe-13",
      "part": "facts",
      "category": "transfer-europe",
      "question": "With an American Express card issued in Germany, how many Emirates Skywards points or miles do 10,000 Membership Rewards points become, at the standard ratio (no temporary bonus)?",
      "answer": {
        "type": "number",
        "value": 5000,
        "tolerance": 0
      },
      "source": "https://www.americanexpress.com/de-de/rewards/membership-rewards/travel/all",
      "as_of": "2026-11-02"
    },
    {
      "id": "award-price-2",
      "part": "facts",
      "category": "award-price",
      "question": "What is the lowest (saver) one-way business award price on American Airlines AAdvantage, New York to London, in its own points or miles, before taxes?",
      "answer": {
        "type": "number",
        "value": 57500,
        "tolerance": 0.05
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "award-price-3",
      "part": "facts",
      "category": "award-price",
      "question": "What is the lowest (saver) one-way economy award price on American Airlines AAdvantage, Los Angeles to Tokyo, in its own points or miles, before taxes?",
      "answer": {
        "type": "number",
        "value": 35000,
        "tolerance": 0.05
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "award-price-4",
      "part": "facts",
      "category": "award-price",
      "question": "What is the lowest (saver) one-way business award price on American Airlines AAdvantage, Los Angeles to Tokyo, in its own points or miles, before taxes?",
      "answer": {
        "type": "number",
        "value": 60000,
        "tolerance": 0.05
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "award-price-5",
      "part": "facts",
      "category": "award-price",
      "question": "What is the lowest (saver) one-way economy award price on Qatar Airways Privilege Club (Avios), London to Dubai, in its own points or miles, before taxes?",
      "answer": {
        "type": "number",
        "value": 21500,
        "tolerance": 0.05
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "award-price-7",
      "part": "facts",
      "category": "award-price",
      "question": "What is the lowest (saver) one-way business award price on Qatar Airways Privilege Club (Avios), London to Delhi, in its own points or miles, before taxes?",
      "answer": {
        "type": "number",
        "value": 55000,
        "tolerance": 0.05
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "award-price-8",
      "part": "facts",
      "category": "award-price",
      "question": "What is the lowest (saver) one-way business award price on Qatar Airways Privilege Club (Avios), London to Singapore, in its own points or miles, before taxes?",
      "answer": {
        "type": "number",
        "value": 75000,
        "tolerance": 0.05
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "award-price-9",
      "part": "facts",
      "category": "award-price",
      "question": "What is the lowest (saver) one-way business award price on Qatar Airways Privilege Club (Avios), London to Tokyo, in its own points or miles, before taxes?",
      "answer": {
        "type": "number",
        "value": 80000,
        "tolerance": 0.05
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "award-price-10",
      "part": "facts",
      "category": "award-price",
      "question": "What is the lowest (saver) one-way business award price on Qatar Airways Privilege Club (Avios), London to Johannesburg, in its own points or miles, before taxes?",
      "answer": {
        "type": "number",
        "value": 75000,
        "tolerance": 0.05
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "hotel-status-1",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many elite night credits in a calendar year does Marriott Bonvoy require for Silver Elite status?",
      "answer": {
        "type": "number",
        "value": 10,
        "tolerance": 0
      },
      "source": "https://www.marriott.com/loyalty/terms/default.mi",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-2",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many elite night credits in a calendar year does Marriott Bonvoy require for Gold Elite status?",
      "answer": {
        "type": "number",
        "value": 25,
        "tolerance": 0
      },
      "source": "https://www.marriott.com/loyalty/terms/default.mi",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-3",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many elite night credits in a calendar year does Marriott Bonvoy require for Platinum Elite status?",
      "answer": {
        "type": "number",
        "value": 50,
        "tolerance": 0
      },
      "source": "https://www.marriott.com/loyalty/terms/default.mi",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-5",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many elite night credits in a calendar year does Marriott Bonvoy require for Ambassador Elite status?",
      "answer": {
        "type": "number",
        "value": 100,
        "tolerance": 0
      },
      "source": "https://www.marriott.com/loyalty/terms/default.mi",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-6",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many nights (or stays, or eligible spend) in a calendar year does Hilton Honors require for Silver status?",
      "answer": {
        "type": "number",
        "value": 10,
        "tolerance": 0
      },
      "source": "https://www.hilton.com/en/hilton-honors/terms/",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-7",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many nights (or stays, or eligible spend) in a calendar year does Hilton Honors require for Gold status?",
      "answer": {
        "type": "number",
        "value": 25,
        "tolerance": 0
      },
      "source": "https://www.hilton.com/en/hilton-honors/terms/",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-8",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many nights (or stays, or eligible spend) in a calendar year does Hilton Honors require for Diamond status?",
      "answer": {
        "type": "number",
        "value": 50,
        "tolerance": 0
      },
      "source": "https://www.hilton.com/en/hilton-honors/terms/",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-10",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many tier-qualifying nights in a calendar year does World of Hyatt require for Discoverist status?",
      "answer": {
        "type": "number",
        "value": 10,
        "tolerance": 0
      },
      "source": "https://world.hyatt.com/content/gp/en/tiers-and-benefits.html",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-11",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many tier-qualifying nights in a calendar year does World of Hyatt require for Explorist status?",
      "answer": {
        "type": "number",
        "value": 30,
        "tolerance": 0
      },
      "source": "https://world.hyatt.com/content/gp/en/tiers-and-benefits.html",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-12",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many tier-qualifying nights in a calendar year does World of Hyatt require for Globalist status?",
      "answer": {
        "type": "number",
        "value": 60,
        "tolerance": 0
      },
      "source": "https://world.hyatt.com/content/gp/en/tiers-and-benefits.html",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-13",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many elite qualifying nights in a calendar year does IHG One Rewards require for Silver Elite status?",
      "answer": {
        "type": "number",
        "value": 10,
        "tolerance": 0
      },
      "source": "https://www.ihg.com/content/us/en/customer-care/member-tc",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-15",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many elite qualifying nights in a calendar year does IHG One Rewards require for Platinum Elite status?",
      "answer": {
        "type": "number",
        "value": 40,
        "tolerance": 0
      },
      "source": "https://www.ihg.com/content/us/en/customer-care/member-tc",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-16",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many elite qualifying nights in a calendar year does IHG One Rewards require for Diamond Elite status?",
      "answer": {
        "type": "number",
        "value": 70,
        "tolerance": 0
      },
      "source": "https://www.ihg.com/content/us/en/customer-care/member-tc",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-17",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many status nights (or status points) in a calendar year does ALL Accor require for Silver status?",
      "answer": {
        "type": "number",
        "value": 10,
        "tolerance": 0
      },
      "source": "https://all.accor.com/loyalty-program/cards-status-benefits-details/index.en.shtml",
      "as_of": "2026-11-09"
    },
    {
      "id": "hotel-status-18",
      "part": "facts",
      "category": "hotel-status",
      "question": "How many status nights (or status points) in a calendar year does ALL Accor require for Gold status?",
      "answer": {
        "type": "number",
        "value": 30,
        "tolerance": 0
      },
      "source": "https://all.accor.com/loyalty-program/cards-status-benefits-details/index.en.shtml",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-2",
      "part": "facts",
      "category": "card-status",
      "question": "Which Marriott Bonvoy elite tier does the American Express Platinum Kaart issued in Belgium give its card members?",
      "answer": {
        "type": "text",
        "value": "Gold Elite",
        "accept": [
          "Gold"
        ]
      },
      "source": "https://www.americanexpress.com/be/fr/avantages/carte-platinum-american-express/",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-3",
      "part": "facts",
      "category": "card-status",
      "question": "Which Hilton Honors elite tier does the Platinum Card issued in the Netherlands give its card members?",
      "answer": {
        "type": "text",
        "value": "Gold",
        "accept": [
          "Gold"
        ]
      },
      "source": "https://www.americanexpress.com/nl/voordelen/the-platinum-card/",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-4",
      "part": "facts",
      "category": "card-status",
      "question": "Which Hilton Honors elite tier does the American Express Platinum Card issued in Germany give its card members?",
      "answer": {
        "type": "text",
        "value": "Gold",
        "accept": [
          "Gold"
        ]
      },
      "source": "https://www.americanexpress.com/de-de/amexcited/benefits/hotelstatus-platinum-card-12448",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-5",
      "part": "facts",
      "category": "card-status",
      "question": "Which Leaders Club (The Leading Hotels of the World) elite tier does the Platinum Card from American Express issued in the United States give its card members?",
      "answer": {
        "type": "text",
        "value": "Sterling",
        "accept": [
          "Sterling"
        ]
      },
      "source": "https://www.americanexpress.com/us/credit-cards/card/platinum/",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-7",
      "part": "facts",
      "category": "card-status",
      "question": "Which IHG One Rewards elite tier does the Chase Sapphire Reserve issued in the United States give its card members?",
      "answer": {
        "type": "text",
        "value": "Platinum Elite",
        "accept": [
          "Platinum"
        ]
      },
      "source": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-8",
      "part": "facts",
      "category": "card-status",
      "question": "Which Radisson Rewards elite tier does the American Express Platinum Kaart issued in Belgium give its card members?",
      "answer": {
        "type": "text",
        "value": "Premium",
        "accept": [
          "Premium"
        ]
      },
      "source": "https://www.americanexpress.com/be/fr/avantages/carte-platinum-american-express/",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-9",
      "part": "facts",
      "category": "card-status",
      "question": "Which Hertz Gold Plus Rewards elite tier does the American Express Platinum Kaart issued in Belgium give its card members?",
      "answer": {
        "type": "text",
        "value": "Five Star",
        "accept": [
          "Five Star"
        ]
      },
      "source": "https://www.americanexpress.com/be/fr/avantages/carte-platinum-american-express/",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-10",
      "part": "facts",
      "category": "card-status",
      "question": "Which Avis Preferred elite tier does the American Express Platinum Kaart issued in Belgium give its card members?",
      "answer": {
        "type": "text",
        "value": "President's Club",
        "accept": [
          "President's Club"
        ]
      },
      "source": "https://www.americanexpress.com/be/fr/avantages/carte-platinum-american-express/",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-11",
      "part": "facts",
      "category": "card-status",
      "question": "Which Radisson Rewards elite tier does the Platinum Card issued in the United Kingdom give its card members?",
      "answer": {
        "type": "text",
        "value": "Premium",
        "accept": [
          "Premium"
        ]
      },
      "source": "https://www.americanexpress.com/en-gb/benefits/travel/the-platinum-card/",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-12",
      "part": "facts",
      "category": "card-status",
      "question": "Which Hertz Gold Plus Rewards elite tier does the Platinum Card issued in the United Kingdom give its card members?",
      "answer": {
        "type": "text",
        "value": "Five Star",
        "accept": [
          "Five Star"
        ]
      },
      "source": "https://www.americanexpress.com/en-gb/benefits/travel/the-platinum-card/",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-13",
      "part": "facts",
      "category": "card-status",
      "question": "Which MeliáRewards elite tier does the American Express Platinum Card issued in Germany give its card members?",
      "answer": {
        "type": "text",
        "value": "Gold",
        "accept": [
          "Gold"
        ]
      },
      "source": "https://www.americanexpress.com/de-de/amexcited/benefits/hotelstatus-platinum-card-12448",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-15",
      "part": "facts",
      "category": "card-status",
      "question": "Which Avis Preferred elite tier does the American Express Platinum Card issued in Germany give its card members?",
      "answer": {
        "type": "text",
        "value": "President's Club",
        "accept": [
          "President's Club"
        ]
      },
      "source": "https://www.americanexpress.com/de-de/amexcited/benefits/hotelstatus-platinum-card-12448",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-16",
      "part": "facts",
      "category": "card-status",
      "question": "Which Hertz Gold Plus Rewards elite tier does the Carte Platinum American Express issued in France give its card members?",
      "answer": {
        "type": "text",
        "value": "Five Star",
        "accept": [
          "Five Star"
        ]
      },
      "source": "https://www.americanexpress.com/fr/benefices/the-platinum-card/nos-partenaires-hoteliers.html",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-17",
      "part": "facts",
      "category": "card-status",
      "question": "Does the Belgian American Express Platinum card give ALL Accor Gold status?",
      "answer": {
        "type": "choice",
        "value": "no",
        "choices": [
          "yes",
          "no"
        ]
      },
      "source": "https://www.americanexpress.com/be/fr/avantages/carte-platinum-american-express/",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-18",
      "part": "facts",
      "category": "card-status",
      "question": "Does the Dutch American Express Platinum card give ALL Accor Gold status?",
      "answer": {
        "type": "choice",
        "value": "no",
        "choices": [
          "yes",
          "no"
        ]
      },
      "source": "https://www.americanexpress.com/nl/voordelen/the-platinum-card/",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-20",
      "part": "facts",
      "category": "card-status",
      "question": "Does the Chase Sapphire Preferred card give any hotel elite status?",
      "answer": {
        "type": "choice",
        "value": "no",
        "choices": [
          "yes",
          "no"
        ]
      },
      "source": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-21",
      "part": "facts",
      "category": "card-status",
      "question": "Does the Bilt Palladium card give any hotel elite status?",
      "answer": {
        "type": "choice",
        "value": "no",
        "choices": [
          "yes",
          "no"
        ]
      },
      "source": "https://www.bilt.com/card/palladium",
      "as_of": "2026-11-09"
    },
    {
      "id": "card-status-22",
      "part": "facts",
      "category": "card-status",
      "question": "Does the UK American Express Platinum card give ALL Accor Gold status?",
      "answer": {
        "type": "choice",
        "value": "yes",
        "choices": [
          "yes",
          "no"
        ]
      },
      "source": "https://www.americanexpress.com/en-gb/benefits/travel/the-platinum-card/",
      "as_of": "2026-11-09"
    },
    {
      "id": "points-or-cash-1",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 50,000 American Express Membership Rewards (US) points and value them at about 1.5¢ each. A one-way economy ticket New York to London costs $880 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $100. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 32500,
        "tolerance": 0.6,
        "program": "Air Canada Aeroplan",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-2",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 90,000 American Express Membership Rewards (US) points and value them at about 1.5¢ each. A one-way business ticket New York to London costs $1,540 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $100. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 60000,
        "tolerance": 0.6,
        "program": "Air Canada Aeroplan",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-3",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 80,000 American Express Membership Rewards (US) points and value them at about 1.5¢ each. A one-way economy ticket Los Angeles to Tokyo costs $1,300 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $100. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 50000,
        "tolerance": 0.6,
        "program": "Air Canada Aeroplan",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-4",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 130,000 American Express Membership Rewards (US) points and value them at about 1.5¢ each. A one-way business ticket Los Angeles to Tokyo costs $2,140 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $100. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 85000,
        "tolerance": 0.6,
        "program": "Air Canada Aeroplan",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-6",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 160,000 American Express Membership Rewards (US) points and value them at about 1.5¢ each. A one-way business ticket Los Angeles to Singapore costs $2,590 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $130. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 102500,
        "tolerance": 0.6,
        "program": "Air Canada Aeroplan",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-7",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 90,000 American Express Membership Rewards (US) points and value them at about 1.5¢ each. A one-way economy ticket New York to Dubai costs $1,570 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $130. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 60000,
        "tolerance": 0.6,
        "program": "Air Canada Aeroplan",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-8",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 110,000 American Express Membership Rewards (US) points and value them at about 1.5¢ each. A one-way business ticket New York to Dubai costs $1,860 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $180. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 70000,
        "tolerance": 0.2,
        "program": "Qatar Airways Privilege Club (Avios)",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-9",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 140,000 Chase Ultimate Rewards points and value them at about 1.5¢ each. A one-way business ticket New York to Dubai costs $2,290 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $130. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 90000,
        "tolerance": 0.6,
        "program": "Air Canada Aeroplan",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-10",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 40,000 Capital One Miles points and value them at about 1.5¢ each. A one-way economy ticket Los Angeles to Honolulu costs $610 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $10. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 25000,
        "tolerance": 0.2,
        "program": "Turkish Airlines Miles&Smiles",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-12",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 50,000 Citi ThankYou Points (Strata Elite) points and value them at about 1.5¢ each. A one-way economy ticket New York to London costs $800 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $80. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 30000,
        "tolerance": 0.2,
        "program": "American Airlines AAdvantage",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-13",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 90,000 Citi ThankYou Points (Strata Elite) points and value them at about 1.5¢ each. A one-way business ticket New York to London costs $1,460 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $80. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 57500,
        "tolerance": 0.2,
        "program": "American Airlines AAdvantage",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-14",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 60,000 Citi ThankYou Points (Strata Elite) points and value them at about 1.5¢ each. A one-way economy ticket Los Angeles to Tokyo costs $270 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $60. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "cash",
        "program": "American Airlines AAdvantage",
        "bank_points": 35000
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-15",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 90,000 Citi ThankYou Points (Strata Elite) points and value them at about 1.5¢ each. A one-way business ticket Los Angeles to Tokyo costs $1,500 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $60. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 60000,
        "tolerance": 0.2,
        "program": "American Airlines AAdvantage",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-17",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 110,000 Citi ThankYou Points (Strata Elite) points and value them at about 1.5¢ each. A one-way business ticket Los Angeles to Singapore costs $1,770 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $90. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 70000,
        "tolerance": 0.2,
        "program": "American Airlines AAdvantage",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-18",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 60,000 Citi ThankYou Points (Strata Elite) points and value them at about 1.5¢ each. A one-way economy ticket New York to Dubai costs $1,090 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $130. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 40000,
        "tolerance": 0.2,
        "program": "American Airlines AAdvantage",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-19",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 110,000 Citi ThankYou Points (Strata Elite) points and value them at about 1.5¢ each. A one-way business ticket New York to Dubai costs $1,810 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $130. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 70000,
        "tolerance": 0.2,
        "program": "American Airlines AAdvantage",
        "also_ok": [
          "Qatar Airways Privilege Club (Avios)"
        ]
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-21",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 70,000 Bilt Rewards points and value them at about 1.5¢ each. A one-way business ticket New York to London costs $1,160 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $80. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 45000,
        "tolerance": 0.6,
        "program": "Atmos Rewards (Alaska + Hawaiian)",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-22",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 50,000 Bilt Rewards points and value them at about 1.5¢ each. A one-way economy ticket Los Angeles to Tokyo costs $240 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $60. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "cash",
        "program": "Atmos Rewards (Alaska + Hawaiian)",
        "bank_points": 30000
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-23",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 90,000 Bilt Rewards points and value them at about 1.5¢ each. A one-way business ticket Los Angeles to Tokyo costs $1,500 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $60. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 60000,
        "tolerance": 0.6,
        "program": "Atmos Rewards (Alaska + Hawaiian)",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-24",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 70,000 Bilt Rewards points and value them at about 1.5¢ each. A one-way economy ticket Los Angeles to Singapore costs $350 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $90. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "cash",
        "program": "Atmos Rewards (Alaska + Hawaiian)",
        "bank_points": 42500
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-26",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 60,000 Bilt Rewards points and value them at about 1.5¢ each. A one-way economy ticket New York to Dubai costs $990 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $150. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 35000,
        "tolerance": 0.6,
        "program": "Atmos Rewards (Alaska + Hawaiian)",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-27",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 110,000 Bilt Rewards points and value them at about 1.5¢ each. A one-way business ticket New York to Dubai costs $1,830 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $150. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 70000,
        "tolerance": 0.6,
        "program": "Atmos Rewards (Alaska + Hawaiian)",
        "also_ok": [
          "Qatar Airways Privilege Club (Avios)"
        ]
      },
      "source": null,
      "as_of": "2026-11-04"
    },
    {
      "id": "points-or-cash-28",
      "part": "decisions",
      "category": "points-or-cash",
      "question": "You hold 20,000 Bilt Rewards points and value them at about 1.5¢ each. A one-way economy ticket Los Angeles to Honolulu costs $310 in cash. Assume a saver award seat is open on every partner, and award taxes and fees are about $10. Should you pay cash or transfer points? If points, how many of your bank points would the cheapest option cost?",
      "answer": {
        "type": "decision",
        "value": "points",
        "bank_points": 12500,
        "tolerance": 0.6,
        "program": "Atmos Rewards (Alaska + Hawaiian)",
        "also_ok": []
      },
      "source": null,
      "as_of": "2026-11-04"
    }
  ],
  "held_back": "25 of 125 items are held back and not published, so later versions can test whether a model learned the published answers. Scores cover all items."
}