Add https://pointsorcash.app/mcp as a remote MCP server in Claude, ChatGPT or any MCP client to get transfer partners, award prices, cents-per-point math, cash-back cards and lounge access as tools.

Connect it

One URL. No account, no key. Free while in beta, with fair-use rate limits.

Server URL

https://pointsorcash.app/mcp

Streamable HTTP. Read-only tools.

Claude

Settings → Connectors → Add custom connector

Paste the server URL. In Claude Code: claude mcp add --transport http points-or-cash https://pointsorcash.app/mcp

ChatGPT and others

Add a custom MCP server

Use the same URL in any client that supports remote MCP servers.

Tools

All read-only, all built on researched, dated data.

transfer_options

Which of your bank points reach an airline or hotel program, at what ratio, and whether your balances cover the award.

award_chart

Typical one-way saver prices by program, US market and cabin, plus the sweet spots worth knowing.

points_value

Exact cents per point for an award against the cash fare, counting fees and the cash back you give up.

cashback_cards

Earn rates for crypto and flat cash-back cards, to value paying cash.

lounges

Lounges at an airport and which premium cards open them.

Good to know

Not live award space

Award prices are typical saver levels. For live seats, connect seats.aero's own MCP (https://seats.aero/mcp) alongside this one, and confirm on the program's site before you transfer.

Neutral

No affiliate links and no card recommendations. It returns data and math, with an as_of date on every result.

Your points expert, inside any AI assistant.