Points or Cash
I have a codeGet an invite
ProgramsCredit card points

Bilt transfer partners

Bilt Rewards: every airline and hotel partner, the ratio, and where Bilt points go furthest right now.

18Airline partners
7Hotel partners
18Sweet spots
11/01Ratios checked

As of November 1, 2026, Bilt Rewards transfers to 18 airlines and 7 hotel programs. Most partners transfer at 1:1; exceptions include Accor Live Limitless (ALL) at 3:2 and I Prefer Hotel Rewards (Preferred Hotels & Resorts) at 1:2. The best-known ways to use Bilt points: ANA business/first to Japan via Virgin Atlantic, Aeroplan partner business to Europe (East Coast) and Aeroplan stopover on one-way awards.

Best ways to use Bilt points

Award prices that beat the cash fare by a wide margin, booked through partners Bilt transfers to.

ANA business/first to Japan via Virgin Atlantic

US-Tokyo on ANA, booked with Virgin Atlantic Flying Club
Business 52,500 (West Coast) / 60,000 (Central & East) one-way; First 72,500 / 85,000; Hawaii-Japan business 37,500
Phone booking only; ANA saver space (esp. first) released ~355 days out and scarce; low taxes. Unconfirmed rumors of a 2026 repricing—verify.
From Amex, Chase, Capital One, Citi, Bilt, Wells Fargo Check my dates

Aeroplan partner business to Europe (East Coast)

US East Coast-Western Europe (0-4,000 mi) on Star Alliance partners, booked with Air Canada Aeroplan
60,000 one-way (75,000 for 4,001-6,000 mi, e.g. West Coast/Midwest)
June 2026 chart raised 4,001-6,000 mi business 70k->75k; no fuel surcharges on most partners; partner booking fee. Add a 5,000-point stopover.
From Amex, Chase, Capital One, Bilt Check my dates

Aeroplan stopover on one-way awards

Any international one-way (e.g. US-Lisbon-Rome), booked with Air Canada Aeroplan
+5,000 points
One stopover per one-way; not on within-North America awards.
From Amex, Chase, Capital One, Bilt Check my dates

Qatar Qsuites to Doha via Atmos

US East Coast-Doha (5,001-7,000 mi), booked with Alaska + Hawaiian Atmos Rewards (formerly Alaska Mileage Plan / HawaiianMiles)
70,000 + $20 partner fee
Partner charts are minimums; Qatar sometimes prices above chart; Bilt is the only bank transfer.
From Bilt Check my dates

Qatar Qsuites to Doha via Qatar Privilege Club (Avios)

US-Doha, booked with Qatar Airways Privilege Club (Avios)
70,000 Avios off-peak (+~$100-250)
Peak much higher (~90-120k). Avios can be moved from BA/Iberia (Amex/Chase). 2026 restrictions on redeeming for non-family third parties.
From Capital One, Citi, Bilt Check my dates

JAL business/first to Japan via Atmos

Seattle-Tokyo (3,501-5,000 mi) / LAX, SFO, JFK-Tokyo (5,001-7,000 mi), booked with Alaska + Hawaiian Atmos Rewards (formerly Alaska Mileage Plan / HawaiianMiles)
Business 60,000 (SEA) / 75,000 (others); First 90,000 / 110,000
JAL releases good partner space; $20 partner fee; prices are minimums.
From Bilt Check my dates

Iberia off-peak business to Madrid

NYC/Boston/Washington/Chicago-Madrid on Iberia, booked with British Airways Club Avios (also Iberia Club, Aer Lingus AerClub; Avios move 1:1 between BA/Iberia/Qatar/Aer Lingus)
34,000-40,500 Avios off-peak + ~$125-250
Book via Iberia Club (transfer to BA and combine, or Chase/Bilt/Wells Fargo to Iberia). Reports conflict whether off-peak is now 40.5k. Limited off-peak space.
From Amex, Chase, Capital One, Bilt, Wells Fargo Check my dates

Atmos partner short-haul economy

Flights <700 mi on AA/Alaska/Hawaiian, booked with Alaska + Hawaiian Atmos Rewards (formerly Alaska Mileage Plan / HawaiianMiles)
4,500 one-way
Partner awards add $20 fee (not on Alaska/Hawaiian metal).
From Bilt Check my dates

Atmos first class to Hawaii / transcon on Alaska-Hawaiian metal

West Coast-Hawaii, transcon (2,101-3,500 mi), booked with Alaska + Hawaiian Atmos Rewards (formerly Alaska Mileage Plan / HawaiianMiles)
30,000 one-way (economy 12,500)
Saver space varies; Hawaiian A330/A321 lie-flat routes best.
From Bilt Check my dates

Flying Blue Promo Rewards

US-Europe on Air France/KLM (monthly promo origins), booked with Air France-KLM Flying Blue
Business from ~45,000 (e.g. MSP); PE ~30,000 (Light fare level)
Since Sept 2026 Light fares strip bags/changes/lounge; surcharges ~$300-600 business; promos change monthly.
From Amex, Chase, Capital One, Citi, Bilt, Wells Fargo Check my dates

Flying Blue Light business to Europe

US-Paris/Amsterdam, booked with Air France-KLM Flying Blue
from 60,000 (Light) / 75,000 (Standard)
Dynamic; Light non-refundable/no lounge; surcharges ~$300-600.
From Amex, Chase, Capital One, Citi, Bilt, Wells Fargo Check my dates

Virgin Atlantic Upper Class saver

NYC/Boston/etc.-London on Virgin, booked with Virgin Atlantic Flying Club
from 28,500 one-way (max saver 47,500/57,500 peak) + up to ~$586
Dynamic; surcharges significant; best eastbound-from-US.
From Amex, Chase, Capital One, Citi, Bilt, Wells Fargo Check my dates

LifeMiles Star Alliance business to Europe (no fuel surcharges)

US-Europe on SWISS/Austrian/TAP/Lufthansa, booked with Avianca LifeMiles
from ~59,500 (SWISS BOS-ZRH) up to ~81,000+
Repriced without notice in 2025-2026 (partially rolled back July 2026); United metal ~77-92k; booking fee.
From Amex, Capital One, Citi, Bilt, Wells Fargo Check my dates

Turkish Miles&Smiles United domestic

Any US domestic United itinerary (incl. transcon), booked with Turkish Airlines Miles&Smiles
15,000 economy / 22,500 business (Hawaii now 25,000 / 40,000)
Devalued Dec 2025 (was 10k/15k); phone booking often needed; still OK for long/expensive domestic or United Polaris transcon.
From Capital One, Citi, Bilt Check my dates

Emirates one-way Business Saver (fifth freedom)

New York-Milan / Newark-Athens, booked with Emirates Skywards
~59,000 one-way (Milan-NYC example)
One-way Saver new since May 2026; fuel surcharges; transfer haircuts (Amex 5:4, Capital One 4:3).
From Amex, Capital One, Citi, Bilt Check my dates

United cardholder Polaris saver discount

US-Europe on United, booked with United MileagePlus
~72,000 one-way (80k list -10%)
Requires United co-brand card; saver Polaris access widened for cardholders/elites; discount not on partners.
From Chase, Bilt Check my dates

Cathay business to Hong Kong (West Coast)

SFO/LAX/SEA-Hong Kong (5,001-7,500 mi), booked with Cathay Pacific Asia Miles
Business 91,000; First 125,000 (Atmos: 75,000 / 110,000)
Via Atmos usually cheaper (Bilt only); Amex->Asia Miles 5:4 since Mar 2026.
From Amex, Capital One, Citi, Bilt, Wells Fargo Check my dates

Atmos partner business to Europe (East Coast)

NYC/Boston-London/Dublin on AA/BA/Aer Lingus/Finnair (1,501-3,500 mi), booked with Alaska + Hawaiian Atmos Rewards (formerly Alaska Mileage Plan / HawaiianMiles)
45,000 (economy 22,500)
Band depends on exact distance (JFK-LHR ~3,450 mi); BA surcharges apply; $20 fee.
From Bilt Check my dates

How to transfer Bilt points to airlines

Five steps, in this order. The order is what protects your points.

  1. Find the award seat firstSearch for award space with the airline partner (or ask Points or Cash) and confirm it on the airline's own site. Transfers can't be undone.
  2. Open the transfer pageSign in at Bilt app → Points → Transfer. You need Any Bilt member.
  3. Link your airline accountAdd your frequent-flyer number for the partner. Create a free account with the airline first if you don't have one.
  4. Transfer only what you needMinimum 2,000 points for Blue members, 1,000 for Silver and above. Transfer at the moment you book, not before.
  5. Book the award24 of 25 Bilt partners usually arrive within minutes; others take a day or more. Book as soon as the points land.
Watch out
  • Hyatt drops to 4:3 for everyone on January 1, 2027.

Airline partners

Base ratios without temporary bonuses. Green means you get more miles than the points you send.

PartnerRatioTransfer time
Aer Lingus AerClub (Avios) 1:1instant
Air Canada Aeroplan 1:1instant
Air France-KLM Flying Blue 1:1instant
Alaska/Hawaiian Atmos RewardsAwardWallet shows ~9 hours typical. 1:1instant
Avianca LifeMiles 1:1instant
British Airways Club (Avios) 1:1instant
Cathay Pacific Asia Miles 1:1instant
Emirates Skywards 1:1instant
Etihad Guest 1:1instant
Iberia Club (Avios) 1:1instant
Japan Airlines Mileage BankAdded October 2025. 1:1instant
JetBlue TrueBlue 1:1instant
Qatar Airways Privilege Club (Avios)Added 2025-05-22. 1:1instant
Southwest Rapid RewardsCan take up to 72 hours (Upgraded Points). Added 2025-04-24. 1:11-2 days
TAP Air Portugal Miles&Go 1:1instant
Turkish Airlines Miles&SmilesAwardWallet data point shows up to 6 days for some transfers. 1:1instant
United MileagePlus 1:1instant
Virgin Atlantic Flying ClubVirgin Red is also listed as a separate 1:1 partner (Upgraded Points). 1:1instant

Hotel partners

PartnerRatioTransfer time
Accor Live Limitless (ALL)1,000 Bilt = ~666 ALL points. AwardWallet lists a 3,000-point minimum. 3:2instant
Hilton Honors 1:1instant
IHG One Rewards 1:1instant
Marriott BonvoyUpgraded Points says a 20,000-point transfer gets 5,000 bonus points. 1:1instant
I Prefer Hotel Rewards (Preferred Hotels & Resorts)Added 2026-06-22. 1:2instant
World of HyattDrops to 4:3 for all members on 2027-01-01; last day at 1:1 is 2026-12-31. Scheduled: 2027-01-01 4:3 0.75. 1:1instant
Wyndham RewardsAdded 2026-03-25. Upgraded Points says the minimum is 1,000 for all tiers. 1:1instant

Recent changes

Questions

What are Bilt's transfer partners?

Bilt Rewards transfers to 18 airlines (Aer Lingus AerClub (Avios) 1:1, Air Canada Aeroplan 1:1, Air France-KLM Flying Blue 1:1, Alaska/Hawaiian Atmos Rewards 1:1, Avianca LifeMiles 1:1, British Airways Club (Avios) 1:1, Cathay Pacific Asia Miles 1:1, Emirates Skywards 1:1, Etihad Guest 1:1, Iberia Club (Avios) 1:1, Japan Airlines Mileage Bank 1:1, JetBlue TrueBlue 1:1, Qatar Airways Privilege Club (Avios) 1:1, Southwest Rapid Rewards 1:1, TAP Air Portugal Miles&Go 1:1, Turkish Airlines Miles&Smiles 1:1, United MileagePlus 1:1 and Virgin Atlantic Flying Club 1:1) and 7 hotel programs (Accor Live Limitless (ALL) 3:2, Hilton Honors 1:1, IHG One Rewards 1:1, Marriott Bonvoy 1:1, I Prefer Hotel Rewards (Preferred Hotels & Resorts) 1:2, World of Hyatt 1:1 and Wyndham Rewards 1:1). Ratios checked November 1, 2026.

What is the best way to use Bilt points?

Transfer to an airline partner for a premium-cabin award, where points are often worth 2 cents or more. Well-known options: ANA business/first to Japan via Virgin Atlantic (Business 52,500 (West Coast) / 60,000 (Central & East) one-way), Aeroplan partner business to Europe (East Coast) (60,000 one-way (75,000 for 4,001-6,000 mi, e.g. West Coast/Midwest)) and Aeroplan stopover on one-way awards (+5,000 points). Always confirm award space before transferring; transfers can't be undone.

How much are Bilt points worth?

Cashing out usually gets about 0.6 to 1.1 cents per point. A good transfer redemption gets about 1.25 to 1.75 cents, and premium-cabin sweet spots can reach 2 to 5 cents. Compare against the cash fare you would actually pay.

How do I transfer Bilt points to airlines?

To transfer Bilt points, find and confirm the award seat first, then sign in at Bilt app → Points → Transfer, link your airline account and transfer only what you need (minimum 2,000 points for Blue members, 1,000 for Silver and above).

How long do Bilt transfers take?

Most Bilt transfers are instant or arrive within a day or two, but some partners take longer. Check the partner list above, and only transfer once you've confirmed the award seat is bookable.

Put your Bilt points to work

Tell Points or Cash your balance and the trip. It finds the partner that gets you there for the fewest points.

Sources: https://thepointsguy.com/loyalty-programs/bilt-transfer-partners · https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/ · https://awardwallet.com/mile-transfer-times?program=Bilt · https://newsroom.biltrewards.com/bilt-amtrak-partnership · https://newsroom.biltrewards.com/wyndhamrewards · https://newsroom.biltrewards.com/preferred-hotels-resorts · https://www.nerdwallet.com/travel/news/bilt-hyatt-devaluation

Work at Bilt Rewards? Verify this page to confirm the facts or send corrections. It's free, and verification never changes what we recommend.