ProgramsCredit card points

U.S. Bank transfer partners

U.S. Bank Altitude Rewards (legacy Altitude Reserve / FlexPerks only): every airline and hotel partner, the ratio, and where U.S. Bank points go furthest right now.

4Airline partners
1Hotel partners
0Sweet spots
11/01Ratios checked

As of November 1, 2026, U.S. Bank Altitude Rewards (legacy Altitude Reserve / FlexPerks only) transfers to 4 airlines and 1 hotel programs. Most partners transfer at 1:1; exceptions include Accor Live Limitless (ALL) at 2:1.

How to transfer U.S. Bank points to airlines

Five steps, in this order. The order is what protects your points.

  1. Find the award seat firstSearch for award space with the airline partner (or ask Points or Cash) and confirm it on the airline's own site. Transfers can't be undone.
  2. Open the transfer pageSign in at U.S. Bank Altitude Rewards (signed in). You need Altitude Reserve or legacy FlexPerks cards only (closed to new applicants).
  3. Link your airline accountAdd your frequent-flyer number for the partner. Create a free account with the airline first if you don't have one.
  4. Transfer only what you needMinimum Check the transfer page. Transfer at the moment you book, not before.
  5. Book the award0 of 5 U.S. Bank partners usually arrive within minutes; others take a day or more. Book as soon as the points land.
Watch out
  • Transfers launched in August 2026; the partner list is still settling.

Airline partners

Base ratios without temporary bonuses. Green means you get more miles than the points you send.

PartnerRatioTransfer time
Air France-KLM Flying BlueUpgraded Points mentions a 2026-09-08 Flying Blue change it does not describe; re-check this ratio. 1:1Varies
Avianca LifeMilesReportedly added late August 2026. 1:1Varies
Ethiopian Airlines ShebaMiles 1:1Varies
Qantas Frequent Flyer 1:1Varies

Hotel partners

PartnerRatioTransfer time
Accor Live Limitless (ALL) 2:1Varies

Questions

What are U.S. Bank's transfer partners?

U.S. Bank Altitude Rewards (legacy Altitude Reserve / FlexPerks only) transfers to 4 airlines (Air France-KLM Flying Blue 1:1, Avianca LifeMiles 1:1, Ethiopian Airlines ShebaMiles 1:1 and Qantas Frequent Flyer 1:1) and 1 hotel programs (Accor Live Limitless (ALL) 2:1). Ratios checked November 1, 2026.

How much are U.S. Bank points worth?

Cashing out usually gets about 0.6 to 1.1 cents per point. A good transfer redemption gets about 1.25 to 1.75 cents, and premium-cabin sweet spots can reach 2 to 5 cents. Compare against the cash fare you would actually pay.

How do I transfer U.S. Bank points to airlines?

To transfer U.S. Bank points, find and confirm the award seat first, then sign in at U.S. Bank Altitude Rewards (signed in), link your airline account and transfer only what you need (minimum Check the transfer page).

How long do U.S. Bank transfers take?

Most U.S. Bank transfers are instant or arrive within a day or two, but some partners take longer. Check the partner list above, and only transfer once you've confirmed the award seat is bookable.

Put your U.S. Bank points to work

Tell Points or Cash your balance and the trip. It finds the partner that gets you there for the fewest points.

Sources: https://upgradedpoints.com/credit-cards/us-bank-transfer-partners/ · https://awardwallet.com/news/us-bank/us-bank-launches-transfer-partners/ · https://thepointsguy.com/news/us-bank-adds-hotel-and-airline-transfer-partners

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