Amex Germany transfers Membership Rewards points to 9 airlines and 4 hotel programs. Flying Blue is 5:4, so 10,000 points become 8,000 miles. British Airways Avios is 5:4. Ratios differ by country; these are for cards issued in Germany. Checked 2 November 2026.
Airlines
Ratio is Membership Rewards points to partner points. Green means you get more than you put in, rust means fewer.
| Partner | Ratio (MR : partner) | 10,000 MR becomes | Transfer time |
|---|---|---|---|
| 5:4 | 8,000 | 1-2 days | |
| 3:2 | 6,666 | 3-7 days | |
| 3:2 | 6,666 | 3-7 days | |
| 2:1 | 5,000 | 1-2 days | |
| 5:4 | 8,000 | 1-2 days | |
| 5:4 | 8,000 | 1-2 days | |
| 3:2 | 6,666 | 3-7 days | |
| 5:4 | 8,000 | 3-7 days | |
| 3:2 | 6,666 | Varies |
Hotels
| Partner | Ratio (MR : partner) | 10,000 MR becomes | Transfer time |
|---|---|---|---|
| 3:1 | 3,333 | 1-2 days | |
| 1:1 | 10,000 | 1-2 days | |
| 3:2 | 6,666 | 1-2 days | |
| 1:2 | 20,000 | 3-7 days |
Other
| Partner | Ratio (MR : partner) | 10,000 MR becomes | Transfer time |
|---|---|---|---|
| PAYBACKOfficial: min 900, steps of 3, 2 working days. Indirect route to Miles & More (Reisetopia). | 3:1 | 3,333 | 1-2 days |
Good to know
The official Amex DE page lists 14 partners: 9 airline, 4 hotel, plus PAYBACK. Its ratios match Reisetopia (6 Jul 2026). Transfers can't be reversed. You must be enrolled in the partner programme and link the account once. No transfer fee is mentioned. There is no direct Miles & More transfer; Reisetopia describes going via PAYBACK (3:1 into PAYBACK) instead. On 1 Aug 2025 Cathay (5:4 to 3:2), Emirates (5:4 to 2:1), Etihad (5:4 to 3:2) and Qatar (5:4 to 3:2) were devalued (Frankfurtflyer, 29 Jul 2025). ALL Accor was added 6 July 2026 at 3:1. A 30% Marriott bonus ran 1 Sep - 31 Oct 2026 and has ended. The official page gives some increments that clash with its partner detail pages (Cathay 300, Iberia 500, SAS 500); those are noted per partner. Which DE cards earn MR was not confirmed from an official source in this pass. Amex flagged MR maintenance on 3 Nov 2026.
Where these points go furthest from Europe
Sourced sweet spots for programs this card transfers to.
- Flying Blue Promo Rewards: Europe-New York business at 45,000 miles45,000 miles one-way (25% off the 60,000 Light floor)
- Flying Blue saver floor Europe-North AmericaBusiness 60,000 (Light) / 75,000 (Standard) / 110,000 (Flex) one-way
- Flying Blue Europe-Asia business around 85,000Lowest observed Oct 2026: 85,000 one-way on AMS-NRT/KIX/SIN/HKG/KUL/BOM and CDG-NRT/ICN/SIN/HKG
- Iberia Madrid-New York business at 40,500 Avios off-peak40,500 Avios off-peak / 59,000 peak one-way (81,000 + ~GBP 243 return off-peak per HfP). Positioning BRU-MAD or AMS-MAD on Iberia: 6,500 economy / 16,500 business off-peak (651-1,150 band
- Qatar Qsuite from Brussels/Amsterdam to Doha and AsiaDoha 43,000
- Flying Blue short-haul: promo awards from 6,000-7,500 milesPromo economy from 6,000 (Paris-Milan, Nov 2026) or 7,500 one-way
Recently removed
- Etihad Guest. Reisetopia (15 Jun 2026): MR transfers to Etihad Guest possible only until 15 June 2026. Ratio had been 3:2 since 1 Aug 2025 (was 5:4).
Amex in other countries
Questions
What are the Amex Membership Rewards transfer partners in Germany?
As of 2 November 2026, Amex Germany transfers to 9 airline and 4 hotel programs: British Airways Club (Avios) (5:4), Cathay Asia Miles (3:2), Delta SkyMiles (3:2), Emirates Skywards (2:1), Air France-KLM Flying Blue (5:4), Iberia Club (Avios) (5:4), Qatar Airways Privilege Club (Avios) (3:2), SAS EuroBonus (5:4), Singapore Airlines KrisFlyer (3:2), ALL Accor (3:1), Hilton Honors (1:1), Marriott Bonvoy (3:2), Radisson Rewards (1:2), PAYBACK (3:1).
What is the Amex Germany transfer ratio to Flying Blue?
5:4: 10,000 Membership Rewards points become 8,000 Flying Blue miles. Official: min 625, steps of 5, up to 1 working day. The NL cut to 2:1 has not reached DE as of 2 Nov 2026.
Can I transfer Amex Germany points to Avios?
Yes, to British Airways Club at 5:4 (10,000 points become 8,000 Avios). Avios can then be moved between British Airways, Iberia, Aer Lingus and Qatar Airways.
Are Amex transfer ratios the same in every European country?
No. Each country's Amex sets its own partners and ratios. Compare them on the Amex in Europe page before assuming a ratio you read on a US or UK site applies to your card.
Sources: americanexpress.com, americanexpress.com, reisetopia.de, reisetopia.de, frankfurtflyer.de. Ratios change; check your Amex transfer page before you move points. Transfers can't be undone.
Points or cash, in euros
Tell Points or Cash the trip and your Amex Germany balance. It checks the award, the cash fare and the ratio before you transfer a point.
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