Which points go where.

Pick the airline or hotel you want to book. See every credit card currency that transfers there, and at what ratio.

67Programs
42Bank programs
48Airlines
11/02Checked

67 airline, hotel and rail programs receive points from the 42 bank programs we track. Pick a program to see every bank that transfers there, the ratio, and which cards don't. Checked November 2, 2026.

Every program

ProgramTypeBanksTransfer fromBest ratio
British Airways Clubairline29HSBC RewardCash (HK), Amex, Amex Canada, Amex Spain…1:1
Cathay Pacific Asia Milesairline28HSBC RewardCash (HK), DBS Points, UOB UNI$, Amex UK…1:1
Air France-KLM Flying Blueairline26HSBC RewardCash (HK), Axis Bank, Amex, Amex Canada…1:1
Singapore Airlines KrisFlyerairline26HSBC RewardCash (HK), Axis Bank, DBS Points, UOB UNI$…1:1
Qatar Airways Privilege Clubairline22HSBC RewardCash (HK), Emirates NBD, Amex, Amex UK…1:1
Emirates Skywardsairline15HSBC RewardCash (HK), Emirates NBD, Bilt, Amex…1:1
Etihad Guestairline14HSBC RewardCash (HK), Emirates NBD, Axis Bank, Bilt…1:1
Iberia Clubairline14Amex, Amex Spain, Amex UK, Bilt…1:1
Qantas Frequent Flyerairline14HSBC RewardCash (HK), Axis Bank, Amex, Amex UK…1:1
Delta SkyMilesairline11Amex, Amex France, Amex UK, Amex Canada…1:1
Virgin Atlantic Flying Clubairline11Amex, Amex UK, Bilt, Capital One…1:1
SAS EuroBonusairline10Amex UK, Revolut (EEA), Revolut (UK), Amex France…1:1
Turkish Airlines Miles&Smilesairline10HSBC RewardCash (HK), Axis Bank, Bilt, Capital One…1:1
Air Canada Aeroplanairline9HSBC RewardCash (HK), Axis Bank, Amex, Amex Canada…1:1
Avianca LifeMilesairline9Amex, Bilt, Capital One, Citi…1:1
EVA Air Infinity MileageLandsairline8HSBC RewardCash (HK), Citi, Capital One, Amex Singapore…1:1
Thai Airways Royal Orchid Plusairline8Axis Bank, Citi, Amex Singapore, HDFC…1:1
Finnair Plusairline7HSBC RewardCash (HK), Capital One, HDFC, Revolut (EEA)…1:1
Aer Lingus AerClubairline6Amex, Bilt, Chase, Revolut (EEA)…1:1
Japan Airlines Mileage Bankairline6Axis Bank, Bilt, Citi, Capital One…1:1
JetBlue TrueBlueairline6Bilt, Chase, Citi, Wells Fargo…1:1
AirAsia Rewardsairline5DBS Points, Axis Bank, UOB UNI$, HDFC…–
United MileagePlusairline5Axis Bank, Bilt, Chase, HDFC…1:1
Virgin Australia Velocity Frequent Flyerairline5Amex Australia, ANZ Rewards, CommBank Yello, NAB Rewards…–
Air India Maharaja Clubairline4Emirates NBD, Axis Bank, ICICI, HDFC–
Air New Zealand Airpointsairline4Amex Australia, ANZ Rewards, Westpac Altitude, NAB Rewards–
TAP Air Portugal Miles&Goairline4Bilt, Capital One, Revolut (EEA), Revolut (UK)1:1
Vietnam Airlines Lotusmilesairline4HSBC RewardCash (HK), HDFC, Axis Bank, HSBC Singapore–
China Southern Sky Pearl Clubairline3HSBC RewardCash (HK), Revolut (EEA), Revolut (UK)1:1
Malaysia Airlines Enrichairline3Amex Singapore, Amex Australia, Amex Hong Kong–
Aegean Miles+Bonusairline2Revolut (EEA), Revolut (UK)1:1
Aeromexico Rewardsairline2Amex, Capital One1:1.6
American Airlines AAdvantageairline2Citi, RBC Avion1:1
Ethiopian Airlines ShebaMilesairline2Axis Bank, U.S. Bank1:1
Hainan Airlines Fortune Wings Clubairline2HSBC RewardCash (HK), HSBC Singapore–
Icelandair Saga Clubairline2Revolut (EEA), Revolut (UK)1:1
Lufthansa Group Miles & Moreairline2Axis Bank, Amex Switzerland2:1
Southwest Rapid Rewardsairline2Bilt, Chase1:1
SpiceJet SpiceClubairline2Axis Bank, HDFC–
Vueling Clubairline2Revolut (EEA), Revolut (UK)1:1
Air Arabia Air Rewardsairline1Emirates NBD–
Air Europa SUMAairline1Amex Spain1:1
Alaska/Hawaiian Atmos Rewardsairline1Bilt1:1
ANA Mileage Clubairline1Amex1:1
Copa Airlines ConnectMilesairline1Citi1:1
IndiGo BluChipairline1Axis Bank–
Philippine Airlines Mabuhay Milesairline1Emirates NBD–
WestJet Rewardsairline1RBC Avion–
Hilton Honorshotel20HSBC RewardCash (HK), Amex, Amex UK, Axis Bank…1:2
Accor Live Limitlesshotel19HSBC RewardCash (HK), Bilt, Amex Canada, Axis Bank…3:2
Marriott Bonvoyhotel19HSBC RewardCash (HK), Amex UK, Amex Canada, Amex…2:3
Radisson Rewardshotel11Amex UK, Revolut (EEA), Amex France, Amex Italy…1:3
Wyndham Rewardshotel10Axis Bank, Wells Fargo, Bilt, Capital One…1:2
IHG One Rewardshotel8HSBC RewardCash (HK), Axis Bank, Bilt, Chase…1:1
I Prefer Hotel Rewardshotel5Bilt, Capital One, Citi, Revolut (EEA)…1:2
Choice Privilegeshotel4Wells Fargo, Citi, Amex, Capital One1:2
The Leading Hotels of the World Leaders Clubhotel2Amex, Citi4:1
World of Hyatthotel2Bilt, Chase1:1
ITC Hotels Club ITChotel1HDFC–
MeliáRewardshotel1Amex Spain1:1
Orchid Hotels Orchid Rewardshotel1Axis Bank–
The Postcard Hotel Sunshine Clubhotel1Axis Bank–
Club Eurostarother3Amex UK, Amex Belgium, Amex France15:1
Amigos de Paradoresother1Amex Spain60:1
Amtrak Guest Rewardsother1Bilt2:1
Italo Piùother1Amex Italy5:1
Más Renfeother1Amex Spain12:1

Questions

Which airline gets points from the most banks?

British Airways Club: 29 of the bank programs we track transfer there.

Which airlines can only get points from one bank?

Air Arabia Air Rewards (Emirates NBD), Air Europa SUMA (Amex Spain), Alaska/Hawaiian Atmos Rewards (Bilt), ANA Mileage Club (Amex), Copa Airlines ConnectMiles (Citi), IndiGo BluChip (Axis Bank), Philippine Airlines Mabuhay Miles (Emirates NBD), WestJet Rewards (RBC Avion).