ICICI (IN) transfers to 1 airline. Airlines: Air India Maharaja Club 1:1. Checked 2 November 2026.
Airlines
Ratio is ICICI points to partner miles. A point is worth a different amount in each country, so compare within India.
| Partner | Ratio (ICICI : partner) | 10,000 points become | Transfer time |
|---|---|---|---|
| 1:1 | 10,000 | Up to 5 working days |
Good to know
ICICI Reward Points have one airline route: Air India Maharaja Club (CardAdvisor, updated 2026-10-15; Air India's official ICICI partner page via search snippet, since direct fetch timed out). Emeralde Private Metal and Times Black convert 1:1. Other eligible ICICI cards convert 6:1 (about INR 0.17/point, worse than vouchers). Other cards need a 2,000-point minimum balance; Emeralde Private Metal and Times Black are exempt. Transfers only go to the cardholder's own Maharaja Club ID. Up to 5 working days. No hotel partners. No transfer caps or fees found. An unverified March 2026 claim that ICICI points were rebranded 'Zillion' with InterMiles/MakeMyTrip partners was not confirmed and is left out.
Questions
What are the ICICI transfer partners?
As of 2 November 2026, ICICI transfers to 1 airline: Air India Maharaja Club 1:1.
What is the ICICI to Air India Maharaja Club transfer ratio?
1:1: 10,000 ICICI points become 10,000 Air India Maharaja Club miles. Other cards: other_icici_cards: 6:1.
Is it worth transferring ICICI points to airlines?
Usually only for a specific award you have already found, often a premium-cabin seat. Compare the miles needed (plus taxes and surcharges) against the cash fare before you move points: transfers can't be undone, and conversion fees can apply.
Sources: airindia.com, cardadvisor.in, book1a.com. Ratios change; check your bank's own transfer page before you move points. Every currency side by side: Points Ratio Index.
Points or cash for this trip?
Tell Mila the trip and your ICICI balance. She checks the award, the transfer ratio and the cash fare, then tells you which way to pay.
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