ProgramsAsia-PacificWestpac Altitude

Westpac Altitude transfer partners

Westpac Altitude Rewards: every airline and hotel partner, the ratio, and what your points actually become.

5Partners
4Airlines
AUDCurrency
11/02Checked

Westpac Altitude (AU) transfers to 4 airlines. Airlines: Virgin Australia Velocity Frequent Flyer 4:1, Singapore Airlines KrisFlyer 4:1, Cathay 4:1, Air New Zealand Airpoints 300:1. Checked 2 November 2026.

Airlines

Ratio is Westpac Altitude points to partner miles. A point is worth a different amount in each country, so compare within Asia-Pacific.

PartnerRatio (Westpac Altitude : partner)10,000 points becomeTransfer time
Virgin Australia Velocity Frequent FlyerVelocity's official Westpac page: 'You will receive 1 Velocity Point for every 4 Altitude points', allow 3 business days. Minimum 3,000, multiples of 500. Was 3:1 until 29 Sep 2026 (Point Hacks, Flight Hacks).4:12,5003-7 days
Singapore Airlines KrisFlyerWas 3:1 until 29 Sep 2026; 4:1 from 30 Sep 2026 (Point Hacks, Flight Hacks, Finder). Not confirmed on a Westpac page (rates only shown after login). Transfer time not documented.4:12,500Varies
CathayWas 3:1 until 29 Sep 2026; 4:1 from 30 Sep 2026 (Point Hacks, Flight Hacks, Finder). Not confirmed on a Westpac page.4:12,500Varies
Air New Zealand Airpoints300 Altitude points = 1 Airpoints Dollar (a currency unit) from 30 Sep 2026, was 180:1 (Flight Hacks). Not confirmed on a Westpac or Air NZ page, and Point Hacks's RBA tracker does not mention Airpoints.300:133Varies

Other

PartnerRatio (Westpac Altitude : partner)10,000 points becomeTransfer time
Woolworths Everyday Rewards1.5 Altitude points = 1 Everyday Rewards point, unchanged on 30 Sep 2026 (Flight Hacks, Finder, AFF). 2,000 Everyday Rewards points convert to 1,000 Qantas Points.1.5:16,666Varies

Good to know

Earned on Westpac Altitude Rewards Platinum and Black (and Altitude Business cards). Altitude Qantas and Altitude Velocity cards earn airline points directly instead. The official Westpac page lists 5 partners: Velocity, KrisFlyer, Airpoints, Asia Miles and Everyday Rewards. No Qantas, except via Everyday Rewards. The Altitude terms (effective 30 Sep 2026) contain no transfer ratios. From 30 Sep 2026 (RBA-driven changes): Velocity, KrisFlyer and Asia Miles went from 3:1 to 4:1, Air NZ from 180:1 to 300:1, and a new $75 annual Altitude Rewards program fee applies on Platinum and Black. The same ratios apply to Platinum and Black (Point Hacks). St.George/Bank of Melbourne/BankSA Amplify Rewards is a separate currency (Velocity 2:1 became 4:1, KrisFlyer 3:1 became 4:1) and is not covered here. Minimum transfer 3,000 points, then multiples of 500 (Velocity, Finder).

Questions

What are the Westpac Altitude transfer partners?

As of 2 November 2026, Westpac Altitude transfers to 4 airlines: Virgin Australia Velocity Frequent Flyer 4:1, Singapore Airlines KrisFlyer 4:1, Cathay 4:1, Air New Zealand Airpoints 300:1, Woolworths Everyday Rewards 1.5:1.

What is the Westpac Altitude to Virgin Australia Velocity Frequent Flyer transfer ratio?

4:1: 10,000 Westpac Altitude points become 2,500 Virgin Australia Velocity Frequent Flyer miles.

Is it worth transferring Westpac Altitude points to airlines?

Usually only for a specific award you have already found, often a premium-cabin seat. Compare the miles needed (plus taxes and surcharges) against the cash fare before you move points: transfers can't be undone, and conversion fees can apply.

Sources: westpac.com.au, velocityfrequentflyer.com, pointhacks.com.au, flighthacks.com.au, finder.com.au, finder.com.au, australianfrequentflyer.com.au. Ratios change; check your bank's own transfer page before you move points. Every currency side by side: Points Ratio Index.

Points or cash for this trip?

Tell Mila the trip and your Westpac Altitude balance. She checks the award, the transfer ratio and the cash fare, then tells you which way to pay.

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