FAB (AE) transfers to 2 airlines. Airlines: Emirates Skywards 16:1, Etihad Guest 12:1. Checked 2 November 2026.
Airlines
Ratio is FAB points to partner miles. A point is worth a different amount in each country, so compare within Gulf.
| Partner | Ratio (FAB : partner) | 10,000 points become | Transfer time |
|---|---|---|---|
 Emirates SkywardsOfficial Emirates FAB partner page: 16 FAB Rewards = 1 Skywards Mile; 12 FAB Al Futtaim Rewards = 1 Mile. Minimum 16 / 12 and multiples. Credited instantly. Other cards: fab_al_futtaim_rewards: 12:1 | 16:1 | 625 | Instant |
 Etihad GuestOfficial Etihad points-transfer page: 'Convert 12 FAB Rewards into 1 Etihad Guest Mile'. Kredit.ae agrees (12:1). | 12:1 | 833 | Varies |
Good to know
FAB Rewards (FAB's proprietary points; FAB Al Futtaim Rewards is a separate variant). Ratios are confirmed on the airlines' own partner pages. DubaiPoints (2026-05-28) says FAB Rewards also converts to Marriott Bonvoy and Avios, but no ratio is published, so those are left out. Separately, a legacy FAB Miles portal (travel.bankfab.com) lists 1,000 FAB Miles = 1,000 Aeroplan, Flying Blue, LifeMiles, BA Avios, Turkish, Hainan, IHG, Jumeirah One and BIG, and 400 Skywards. It still shows Club Vistara (defunct since Nov 2024), so it looks stale. The current FAB Travel Card earns FAB Rewards cashback, so which card still earns FAB Miles is unclear. Left out pending confirmation.
Questions
What are the FAB transfer partners?
As of 2 November 2026, FAB transfers to 2 airlines: Emirates Skywards 16:1, Etihad Guest 12:1.
What is the FAB to Emirates Skywards transfer ratio?
16:1: 10,000 FAB points become 625 Emirates Skywards miles. Other cards: fab_al_futtaim_rewards: 12:1.
Is it worth transferring FAB points to airlines?
Usually only for a specific award you have already found, often a premium-cabin seat. Compare the miles needed (plus taxes and surcharges) against the cash fare before you move points: transfers can't be undone, and conversion fees can apply.
Sources: emirates.com, etihad.com, travel.bankfab.com, dubaipoints.ae. Ratios change; check your bank's own transfer page before you move points. Every currency side by side: Points Ratio Index.
Points or cash for this trip?
Tell Mila the trip and your FAB balance. She checks the award, the transfer ratio and the cash fare, then tells you which way to pay.
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