14 bank programs transfer to Etihad Guest. In the US: Bilt 1:1, Capital One 1:1, Citi 1:1. In Europe: Revolut (EEA) 1:1, Revolut (UK) 1:1. Also from 9 currencies in Asia-Pacific, Gulf, India. Amex and Chase do not transfer to Etihad Guest. Checked November 2, 2026.
United States
Ratio is bank points to Etihad Guest miles. Transfers are one-way: find the award first.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Bilt | 1:1 | 10,000 | instant | |
 Capital One | 1:1 | 10,000 | instant | |
 CitiRatio shown is for Citi Strata Elite / Strata Premier / Prestige / AT&T Access More. | 1:1 | 10,000 | instant |
Europe
Amex ratios depend on the country your card was issued in; Revolut ratios are the same on every plan.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Revolut (EEA)Added July 2025 at 1:1, no minimum (InsideFlyer, 28 Jul 2025). A bonus of up to 40% ran 1-31 Oct 2026 (ended). | 1:1 | 10,000 | Varies | |
| Revolut (UK)Head for Points (18 Aug 2026) names this as a RevPoints partner for UK accounts. Ratio taken from EEA sources: Added July 2025 at 1:1, no minimum (InsideFlyer, 28 Jul 2025). A bonu | 1:1 | 10,000 | Varies |
Asia-Pacific
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 HSBC RewardCash (HK)Official HSBC HK mileage page: EveryMile/Privé rate RC$1 = 20, min RC$40 per conversion. | 1:20 | 200,000 | instant | |
| Citi SingaporeOfficial Citi SG page: 25,000 ThankYou Points or 10,000 Citi Miles = 10,000. | 2.5:1 | 4,000 | Varies | |
| HSBC SingaporeOfficial HSBC SG rewards page; matches Mainly Miles (Oct 2026) and MileLion's table (Oct 2026). | 2.5:1 | 4,000 | instant | |
| Citi Hong KongOfficial Citi HK ThankYou Rewards page: 12 points = 1 for Ultima/Prestige/PremierMiles, 15 points = 1 for other cards. Min 18,000 points, multiples of 18,000. Up to 14 working days | 12:1 | 833 | Varies |
India
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Axis BankGroup A. Atlas 1 EDGE Mile = 2 partner miles (Magnify; Flightpoints; CardAdvisor W39: 'most Atlas airline partners get 1 into 2'). alt_ratios are Magnify's standard-partner rates b | 1:2 | 20,000 | Varies | |
 HDFCInfinia/DCB 2:1, Regalia Gold 3:1, per CardAdvisor (updated 2026-09-25) and PointsMath (2026-08-15), which agree. | 2:1 | 5,000 | Varies |
Gulf
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Emirates NBDOfficial Emirates NBD Plus Points redemption page. 1 Plus Point = 10 Etihad Guest Miles; minimum 500; phone banking only. Etihad's points-transfer page agrees (1 Plus Point = 10 mi | 1:10 | 100,000 | Varies | |
 FABOfficial Etihad points-transfer page: 'Convert 12 FAB Rewards into 1 Etihad Guest Mile'. Kredit.ae agrees (12:1). | 12:1 | 833 | Varies | |
 MashreqOfficial Mashreq PDF and offer page: 22 Vantage points = 1 Etihad Guest Mile. Minimum 15,180 (690 miles). | 22:1 | 454 | Varies |
Does not transfer to Etihad Guest
From hotel points
Hotel programs that convert to Etihad Guest. Usually poor value, useful to top up an account.
| Hotel program | Ratio | 60,000 points become | Transfer time |
|---|---|---|---|
| Accor Live Limitless | 2:1 | 30,000 | Varies |
| Marriott Bonvoy+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 3-5 days |
| World of HyattBonus conflict: Upgraded Points applies the 50k bonus to every partner, but AwardWallet (2026-11-01) marks this partner 'No'. | 5:2 | 24,000 | 6-8 weeks |
| IHG One Rewards | 5:1 | 12,000 | 14-21 days |
| Hilton Honors | 10:1 | 6,000 | Varies |
Before you transfer
- Find the award seat or room first, then transfer only what you need. Transfers can't be undone.
- What Etihad Guest miles buy: award chart and sweet spots.
- Compare against paying cash: run the numbers. Bonuses: transfer bonuses today. Every bank side by side: Points Ratio Index.
Questions
Which credit card points transfer to Etihad Guest?
As of November 2, 2026: HSBC RewardCash (HK) (1:20), Emirates NBD (1:10), Axis Bank (1:2), Bilt (1:1), Capital One (1:1), Citi (1:1), Revolut (EEA) (1:1), Revolut (UK) (1:1), HDFC (2:1), Citi Singapore (2.5:1), HSBC Singapore (2.5:1), Citi Hong Kong (12:1), FAB (12:1), Mashreq (22:1).
Does Amex transfer to Etihad Guest?
No. Amex is not a Etihad Guest transfer partner as of November 2, 2026. To get Etihad Guest miles from a card, use Bilt, Capital One or Citi.
Does Chase transfer to Etihad Guest?
No. Chase is not a Etihad Guest transfer partner as of November 2, 2026. To get Etihad Guest miles from a card, use Bilt, Capital One or Citi.
Does Capital One transfer to Etihad Guest?
Yes. Capital One points transfer to Etihad Guest at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Does Citi transfer to Etihad Guest?
Yes. Citi points transfer to Etihad Guest at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Does Bilt transfer to Etihad Guest?
Yes. Bilt points transfer to Etihad Guest at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Which card gets the most Etihad Guest miles per point?
Bilt, Capital One, Citi, Revolut (EEA) and Revolut (UK) at 1:1. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.
Can I transfer hotel points to Etihad Guest?
Yes: Accor Live Limitless 2:1 (60,000 points become 30,000), Marriott Bonvoy 3:1 (60,000 points become 25,000), World of Hyatt 5:2 (60,000 points become 24,000), IHG One Rewards 5:1 (60,000 points become 12,000), Hilton Honors 10:1 (60,000 points become 6,000). Hotel conversions are usually poor value, but they can top up an account for one award.
Which European cards transfer to Etihad Guest?
Revolut (EEA) 1:1, Revolut (UK) 1:1. Amex ratios are set by the country your card was issued in.
Etihad Guest miles or cash?
Tell Mila the trip and the points you hold. She checks every path into Etihad Guest, the award and the cash fare, then tells you which way to pay.
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