Transfer partnersSouthwest Rapid Rewards

Points that transfer to Southwest Rapid Rewards

Every credit card currency that converts to Southwest Rapid Rewards, at what ratio, and what your points actually become.

2Banks
1:1Best ratio
0Bonuses now
11/02Checked

2 bank programs transfer to Southwest Rapid Rewards. In the US: Bilt 1:1, Chase 1:1. Amex, Capital One and Citi do not transfer to Southwest Rapid Rewards. Checked November 2, 2026.

United States

Ratio is bank points to Southwest Rapid Rewards miles. Transfers are one-way: find the award first.

BankRatio10,000 points becomeTransfer timeBonus
BiltCan take up to 72 hours (Upgraded Points). Added 2025-04-24.1:110,0001-2 days
Chase1:110,000instant

Does not transfer to Southwest Rapid Rewards

From hotel points

Hotel programs that convert to Southwest Rapid Rewards. Usually poor value, useful to top up an account.

Hotel programRatio60,000 points becomeTransfer time
World of HyattBonus: transfers of 50,000+ points earn a 12,500-point bonus at this partner's ratio (Upgraded Points). AwardWallet marks this partner bonus-eligible.5:2.428,8006-8 weeks
Marriott Bonvoy+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k)3:125,0001-2 days
Choice Privileges6,000 = 1,800, minimum 6,000. AwardWallet gives 1,000:300; Upgraded Points writes '6:1.8'.10:318,0002-6 weeks

Before you transfer

Questions

Which credit card points transfer to Southwest Rapid Rewards?

As of November 2, 2026: Bilt (1:1), Chase (1:1).

Does Amex transfer to Southwest Rapid Rewards?

No. Amex is not a Southwest Rapid Rewards transfer partner as of November 2, 2026. To get Southwest Rapid Rewards miles from a card, use Bilt or Chase.

Does Chase transfer to Southwest Rapid Rewards?

Yes. Chase points transfer to Southwest Rapid Rewards at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.

Does Capital One transfer to Southwest Rapid Rewards?

No. Capital One is not a Southwest Rapid Rewards transfer partner as of November 2, 2026. To get Southwest Rapid Rewards miles from a card, use Bilt or Chase.

Does Citi transfer to Southwest Rapid Rewards?

No. Citi is not a Southwest Rapid Rewards transfer partner as of November 2, 2026. To get Southwest Rapid Rewards miles from a card, use Bilt or Chase.

Does Bilt transfer to Southwest Rapid Rewards?

Yes. Bilt points transfer to Southwest Rapid Rewards at 1:1, so 10,000 points become 10,000 miles; transfers are usually 1-2 days.

Which card gets the most Southwest Rapid Rewards miles per point?

Bilt and Chase at 1:1. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.

Can I transfer hotel points to Southwest Rapid Rewards?

Yes: World of Hyatt 5:2.4 (60,000 points become 28,800), Marriott Bonvoy 3:1 (60,000 points become 25,000), Choice Privileges 10:3 (60,000 points become 18,000). Hotel conversions are usually poor value, but they can top up an account for one award.

Southwest Rapid Rewards miles or cash?

Tell Mila the trip and the points you hold. She checks every path into Southwest Rapid Rewards, the award and the cash fare, then tells you which way to pay.

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