19 bank programs transfer to Marriott Bonvoy. In the US: Amex 1:1, Bilt 1:1, Chase 1:1. In Europe: Amex UK 2:3, Amex Belgium 1:1, Amex France 1:1, Amex Netherlands 1:1, Amex Italy 5:4, Amex Spain 5:4, Amex Germany 3:2, Amex Switzerland 3:2. Also from 8 currencies in Asia-Pacific, Canada, India. Capital One and Citi do not transfer to Marriott Bonvoy. Bonus running: Amex +35% until 2026-12-10. Checked November 2, 2026.
United States
Ratio is bank points to Marriott Bonvoy points. Transfers are one-way: find the award first.
Europe
Amex ratios depend on the country your card was issued in; Revolut ratios are the same on every plan.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Amex UKOfficial: min 400, increments 400, up to 1 business day. | 2:3 | 15,000 | 1-2 days | |
| Amex BelgiumOfficial catalogue (SC-02): 1 MR = 1 Bonvoy point, minimum 1,000, max 999,900 per transfer, credited in 2-10 business days. | 1:1 | 10,000 | 3-7 days | |
| Amex FranceMilesopedia.fr: min 1, 3 working days. | 1:1 | 10,000 | 3-7 days | |
| Amex NetherlandsOfficial: min 100, increments 100, 4-10 days. | 1:1 | 10,000 | Varies | |
| Amex ItalyOfficial: min 5, steps of 5, 3-20 business days. | 5:4 | 8,000 | Varies | |
| Amex SpainOfficial: min 600, steps of 600, 5 business days. | 5:4 | 8,000 | 3-7 days | |
| Amex GermanyOfficial: min 900, steps of 3, up to 1 working day. | 3:2 | 6,666 | 1-2 days | |
| Amex SwitzerlandOfficial rewards shop: 3 points = 2 Bonvoy points. | 3:2 | 6,666 | Varies |
Canada
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
| Amex CanadaOfficial terms: 1,000 = 1,200. Periodic 30% bonuses (none current found). | 5:6 | 12,000 | Varies |
Asia-Pacific
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 HSBC RewardCash (HK)Official HSBC HK mileage page: EveryMile/Privé rate RC$1 = 20, min RC$40 per conversion. EveryMile/Privé only. | 1:20 | 200,000 | instant | |
| Amex SingaporeOfficial: min 1,000; within 3 weeks (+14 days if account verification is needed). Same for all cards; untouched by the Feb 2026 devaluation (MileLion). | 1,000:1,000 | 10,000 | Varies | |
| Amex AustraliaUnchanged on 15 Dec 2025 (Point Hacks, AFF). Official Amex AU MR page on 2 Nov 2026: 'Marriott Points Transfers are temporarily unavailable'. | 3:2 | 6,666 | instant | |
| HSBC SingaporeOfficial HSBC SG rewards page; matches Mainly Miles (Oct 2026) and MileLion's table (Oct 2026). | 2.5:1 | 4,000 | instant | |
| Amex Hong KongOfficial: 9 MR = 1 Bonvoy point, min 9,000, increments 9,000, estimated 48 hours. FlyAsia confirms 9:1. | 9:1 | 1,111 | <24 hours |
India
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
| Amex IndiaMagnify read the live Amex India transfer page on 2026-08-18. Minimum 100 MR (Magnify table; travelwith.cc). | 1:1 | 10,000 | Varies | |
 HDFCInfinia/DCB 2:1, Regalia Gold 3:1, per CardAdvisor (updated 2026-09-25) and PointsMath (2026-08-15), which agree. CardAdvisor: 1-5 days. | 2:1 | 5,000 | Varies |
Does not transfer to Marriott Bonvoy
Capital One Not a Marriott Bonvoy partner as of November 2, 2026.
Citi Not a Marriott Bonvoy partner as of November 2, 2026.
Convert Marriott Bonvoy points to airline miles
Hotel points convert at low ratios; a top-up for one award, rarely a plan.
| Airline | Ratio | 60,000 points become | Transfer time |
|---|---|---|---|
 United MileagePlus+10,000 bonus miles per 60,000 points (60k -> 30k, effective 2:1). Changed March 2023 from 3:1.1 with a 10%-boosted 5k bonus. | 3:1 | 30,000 | 2-5 days (AwardWallet); Frequent Miler says instant |
| Aegean Miles+Bonus+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | ~3 days |
 Aer Lingus AerClub+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | Varies |
 Aeromexico Rewards+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 2-4 days |
 Air Canada Aeroplan+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 4-5 days |
| Air China PhoenixMiles+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | Varies |
 Air France-KLM Flying Blue+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 1-3 days |
 Alaska Atmos Rewards+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) Alaska Mileage Plan was renamed Atmos Rewards in 2025. | 3:1 | 25,000 | ~1 day |
 ANA Mileage Club+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 4-7 days |
 British Airways Club+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 1-3 days |
 Cathay Pacific Asia Miles+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | ~1 day |
| China Southern Sky Pearl Club+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | Varies |
| Copa ConnectMiles+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | ~3 days |
 Emirates Skywards+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | ~3 days |
 Ethiopian ShebaMiles+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) Added 2026-03-24 as a two-way partnership (AwardWallet). 3:1 per AwardWallet transfer-times page and Frequent Miler (Fe | 3:1 | 25,000 | Varies |
 Etihad Guest+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 3-5 days |
| Frontier Miles+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | Varies |
| Hainan Airlines Fortune Wings Club+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 12 hours-1 day |
 Iberia Plus+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 1-2 days |
 Japan Airlines Mileage Bank+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 2-3 days |
| LATAM Pass+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) AwardWallet lists LATAM Pass and LATAM Pass Brazil as separate 3:1 partners. | 3:1 | 25,000 | ~1 day |
 Qantas Frequent Flyer+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | ~2 days |
 Qatar Airways Privilege Club+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 3-4 days |
| Saudia AlFursan+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | ~5 days |
 Singapore KrisFlyer+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | ~4 days |
 Southwest Rapid Rewards+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 1-2 days |
 TAP Air Portugal Miles&Go+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | Varies |
 Thai Royal Orchid Plus+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | ~4 days |
 Turkish Airlines Miles&Smiles+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | ~1 day |
 Virgin Atlantic Flying Club+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 12-24 hours |
 Virgin Australia Velocity+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | Varies |
| Vueling Club+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | Varies |
 American AAdvantageNo bonus: excluded from the 5,000-mile bonus since 2022-10-31 (60k -> 20k) | 3:1 | 20,000 | Varies |
 Avianca LifeMilesNo bonus: excluded from the 5,000-mile bonus since 2022-10-31 (60k -> 20k) | 3:1 | 20,000 | ~1 day |
 Delta SkyMilesNo bonus: excluded from the 5,000-mile bonus since 2022-10-31 (60k -> 20k) | 3:1 | 20,000 | 1-2 days |
| Air New Zealand Airpoints+75 Airpoints per 60,000 points (AwardWallet) Airpoints are worth ~NZ$1 each, so not comparable to miles. Frequent Miler's table shows '60K to 307', likely a typo. | 200:1 | 300 | 1-2 days |
| InterMilesConflict: Frequent Miler (Feb 2026) lists InterMiles at 25k per 60k (3:1 + bonus). AwardWallet's transfer-times page lists InterMiles with no ratio, and its Oct 2025 partner guide leaves it out. Uncon | Unconfirmed | – | Varies |
Standard ratio 3 Bonvoy points : 1 mile. Minimum 3,000 points; above that, increments of 3 points (AwardWallet). Daily cap 240,000 points per day (AwardWallet, Frequent Miler, TPG); no annual cap found. Bonus: +5,000 miles for every 60,000 points transferred in one transaction (60k -> 25k, effective 2.4:1), up to 20,000 bonus miles per day at the 240k cap. Excluded from the 5,000 bonus: American AAdvantage, Avianca LifeMiles, Delta SkyMiles (since 2022-10-31). Korean Air also lost it 2022-12-01 and then left entirely in 2024. United gets +10,000 instead of 5,000 per 60k (60k -> 30k, effective Sources: awardwallet.com, awardwallet.com, frequentmiler.com, thepointsguy.com, upgradedpoints.com. Checked November 2, 2026.
Before you transfer
- Find the award seat or room first, then transfer only what you need. Transfers can't be undone.
- Compare against paying cash: run the numbers. Bonuses: transfer bonuses today. Every bank side by side: Points Ratio Index.
Questions
Which credit card points transfer to Marriott Bonvoy?
As of November 2, 2026: HSBC RewardCash (HK) (1:20), Amex UK (2:3), Amex Canada (5:6), Amex (1:1), Amex Belgium (1:1), Amex France (1:1), Amex India (1:1), Amex Netherlands (1:1), Amex Singapore (1,000:1,000), Bilt (1:1), Chase (1:1), Amex Italy (5:4), Amex Spain (5:4), Amex Australia (3:2), Amex Germany (3:2), Amex Switzerland (3:2), HDFC (2:1), HSBC Singapore (2.5:1), Amex Hong Kong (9:1).
Does Amex transfer to Marriott Bonvoy?
Yes. Amex points transfer to Marriott Bonvoy at 1:1, so 10,000 points become 10,000 points; transfers are usually instant. A +35% bonus runs until 2026-12-10.
Does Chase transfer to Marriott Bonvoy?
Yes. Chase points transfer to Marriott Bonvoy at 1:1, so 10,000 points become 10,000 points; transfers are usually 1-2 days.
Does Capital One transfer to Marriott Bonvoy?
No. Capital One is not a Marriott Bonvoy transfer partner as of November 2, 2026. To get Marriott Bonvoy points from a card, use Amex, Bilt or Chase.
Does Citi transfer to Marriott Bonvoy?
No. Citi is not a Marriott Bonvoy transfer partner as of November 2, 2026. To get Marriott Bonvoy points from a card, use Amex, Bilt or Chase.
Does Bilt transfer to Marriott Bonvoy?
Yes. Bilt points transfer to Marriott Bonvoy at 1:1, so 10,000 points become 10,000 points; transfers are usually instant.
Which card gets the most Marriott Bonvoy points per point?
Amex UK at 2:3. Others are lower: Amex 1:1, Amex Belgium 1:1, Amex France 1:1, Amex Netherlands 1:1. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.
Can I transfer Marriott Bonvoy points to airlines?
Yes, to 37 airline programs, mostly at poor ratios: United MileagePlus 3:1, American AAdvantage 3:1, Delta SkyMiles 3:1, Avianca LifeMiles 3:1, Alaska Atmos Rewards 3:1, Air Canada Aeroplan 3:1. Marriott adds 5,000 miles per 60,000 points for most airlines (10,000 for United, none for American, Delta or LifeMiles). Converting hotel points to miles is usually poor value; it makes sense to top up an account for a specific award.
Which European cards transfer to Marriott Bonvoy?
Amex UK 2:3, Amex Belgium 1:1, Amex France 1:1, Amex Netherlands 1:1, Amex Italy 5:4, Amex Spain 5:4, Amex Germany 3:2, Amex Switzerland 3:2. Amex ratios are set by the country your card was issued in.
Marriott Bonvoy points or cash?
Tell Mila the trip and the points you hold. She checks every path into Marriott Bonvoy, the award and the cash fare, then tells you which way to pay.
Get an inviteWork at Marriott Bonvoy? Verify this page to confirm the facts or send corrections. It's free, and verification never changes what we recommend.