4 bank programs transfer to Choice Privileges. In the US: Wells Fargo 1:2, Citi 1:1.5, Amex 1:1, Capital One 1:1. Chase and Bilt do not transfer to Choice Privileges. Checked November 2, 2026.
United States
Ratio is bank points to Choice Privileges points. Transfers are one-way: find the award first.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Wells Fargo | 1:2 | 20,000 | Varies | |
 CitiCut from 1:2 around 2026-04-19. Ratio shown is for Citi Strata Elite / Strata Premier / Prestige / AT&T Access More. | 1:1.5 | 15,000 | Varies | |
 Amex | 1:1 | 10,000 | instant | |
 Capital OneUS-based Choice accounts only. | 1:1 | 10,000 | <24 hours |
Does not transfer to Choice Privileges
Convert Choice Privileges points to airline miles
Hotel points convert at low ratios; a top-up for one award, rarely a plan.
| Airline | Ratio | 60,000 points become | Transfer time |
|---|---|---|---|
 Qantas Frequent FlyerMinimum 2,000 points = 800. | 2.5:1 | 24,000 | ~5 hours (AwardWallet) |
 Virgin Australia VelocityMinimum 2,000 points = 800. | 2.5:1 | 24,000 | 2-6 weeks |
 Southwest Rapid Rewards6,000 = 1,800, minimum 6,000. AwardWallet gives 1,000:300; Upgraded Points writes '6:1.8'. | 10:3 | 18,000 | 2-6 weeks |
 Aer Lingus AerClubAdded June 2024. Same sourcing as BA. | 5:1 | 12,000 | 2-6 weeks |
 Aeromexico Rewards | 5:1 | 12,000 | 2-6 weeks |
 Air Canada Aeroplan | 5:1 | 12,000 | 2-6 weeks |
 Air France-KLM Flying Blue | 5:1 | 12,000 | 2-6 weeks |
 Alaska Atmos RewardsOnly AwardWallet lists it (1,000:200), with no date added. Upgraded Points omits it. Unverified. | 5:1 | 12,000 | 2-6 weeks |
 Avianca LifeMilesAdded 2025-03-25 (AwardWallet). | 5:1 | 12,000 | 2-6 weeks |
 British Airways ClubAdded June 2024. On Upgraded Points and Choice's page (via search snippet); missing from AwardWallet's table. | 5:1 | 12,000 | 2-6 weeks |
 Iberia PlusAdded June 2024. Same sourcing as BA. | 5:1 | 12,000 | 2-6 weeks |
| LATAM PassAdded 2025-05-12 (AwardWallet). | 5:1 | 12,000 | 2-6 weeks |
| Saudia AlFursan | 5:1 | 12,000 | 2-6 weeks |
 Turkish Airlines Miles&Smiles | 5:1 | 12,000 | 2-6 weeks |
 United MileagePlusOn AwardWallet and Choice's page (via search snippet); missing from Upgraded Points. | 5:1 | 12,000 | 2-6 weeks |
Standard ratio 5 Choice points : 1 mile, minimum 5,000. Exceptions: Qantas and Velocity are 2.5:1 with a 2,000 minimum; Southwest is 6,000 = 1,800 (10:3). Increments of 1,000 points above the minimum (AwardWallet). AwardWallet mentions a 250,000-point cap, but only for LifeMiles. Transfers usually take 2-6 weeks (Upgraded Points); AwardWallet measures Qantas at about 5 hours. No bonuses. Partner lists conflict. Upgraded Points has BA, Iberia and Aer Lingus but not United or Alaska. AwardWallet's table has United and Alaska but not the Avios programs. Search snippets of choicehotels.com show Un Sources: upgradedpoints.com, awardwallet.com, awardwallet.com, choicehotels.com, loyaltylobby.com. Checked November 2, 2026.
Before you transfer
- Find the award seat or room first, then transfer only what you need. Transfers can't be undone.
- Compare against paying cash: run the numbers. Bonuses: transfer bonuses today. Every bank side by side: Points Ratio Index.
Questions
Which credit card points transfer to Choice Privileges?
As of November 2, 2026: Wells Fargo (1:2), Citi (1:1.5), Amex (1:1), Capital One (1:1).
Does Amex transfer to Choice Privileges?
Yes. Amex points transfer to Choice Privileges at 1:1, so 10,000 points become 10,000 points; transfers are usually instant.
Does Chase transfer to Choice Privileges?
No. Chase is not a Choice Privileges transfer partner as of November 2, 2026. To get Choice Privileges points from a card, use Wells Fargo, Citi, Amex or Capital One.
Does Capital One transfer to Choice Privileges?
Yes. Capital One points transfer to Choice Privileges at 1:1, so 10,000 points become 10,000 points; transfers are usually <24 hours.
Does Citi transfer to Choice Privileges?
Yes. Citi points transfer to Choice Privileges at 1:1.5, so 10,000 points become 15,000 points.
Does Bilt transfer to Choice Privileges?
No. Bilt is not a Choice Privileges transfer partner as of November 2, 2026. To get Choice Privileges points from a card, use Wells Fargo, Citi, Amex or Capital One.
Which card gets the most Choice Privileges points per point?
Wells Fargo at 1:2. Others are lower: Citi 1:1.5, Amex 1:1, Capital One 1:1. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.
Can I transfer Choice Privileges points to airlines?
Yes, to 15 airline programs, mostly at poor ratios: Air Canada Aeroplan 5:1, Air France-KLM Flying Blue 5:1, Aeromexico Rewards 5:1, Turkish Airlines Miles&Smiles 5:1, Saudia AlFursan 5:1, Avianca LifeMiles 5:1. Converting hotel points to miles is usually poor value; it makes sense to top up an account for a specific award.
Choice Privileges points or cash?
Tell Mila the trip and the points you hold. She checks every path into Choice Privileges, the award and the cash fare, then tells you which way to pay.
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