2 bank programs transfer to American Airlines AAdvantage. In the US: Citi 1:1. Also from 1 currency in Canada. Amex, Chase, Capital One and Bilt do not transfer to American Airlines AAdvantage. Checked November 2, 2026.
United States
Ratio is bank points to American Airlines AAdvantage miles. Transfers are one-way: find the award first.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
| 1:1 | 10,000 | Varies |
Canada
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
| 10:7 | 7,000 | Up to 4 weeks per RBC |
Does not transfer to American Airlines AAdvantage
Amex Not a American Airlines AAdvantage partner as of November 2, 2026.
Chase Not a American Airlines AAdvantage partner as of November 2, 2026.
Capital One Not a American Airlines AAdvantage partner as of November 2, 2026.
Bilt Not a American Airlines AAdvantage partner as of November 2, 2026.
From hotel points
Hotel programs that convert to American Airlines AAdvantage. Usually poor value, useful to top up an account.
| Hotel program | Ratio | 60,000 points become | Transfer time |
|---|---|---|---|
| World of HyattBonus conflict: Upgraded Points applies the 50k bonus to every partner, but AwardWallet (2026-11-01) marks this partner 'No'. The Hyatt-American elite partnership ends November 2026. Whether points transfers continue is unconfirmed. | 5:2 | 24,000 | 6-8 weeks |
| Marriott BonvoyNo bonus: excluded from the 5,000-mile bonus since 2022-10-31 (60k -> 20k) | 3:1 | 20,000 | Varies |
| IHG One Rewards | 5:1 | 12,000 | 14-21 days |
Before you transfer
- Find the award seat or room first, then transfer only what you need. Transfers can't be undone.
- What American Airlines AAdvantage miles buy: award chart and sweet spots.
- Compare against paying cash: run the numbers. Bonuses: transfer bonuses today. Every bank side by side: Points Ratio Index.
Questions
Which credit card points transfer to American Airlines AAdvantage?
As of November 2, 2026: Citi (1:1), RBC Avion (10:7).
Does Amex transfer to American Airlines AAdvantage?
No. Amex is not a American Airlines AAdvantage transfer partner as of November 2, 2026. To get American Airlines AAdvantage miles from a card, use Citi.
Does Chase transfer to American Airlines AAdvantage?
No. Chase is not a American Airlines AAdvantage transfer partner as of November 2, 2026. To get American Airlines AAdvantage miles from a card, use Citi.
Does Capital One transfer to American Airlines AAdvantage?
No. Capital One is not a American Airlines AAdvantage transfer partner as of November 2, 2026. To get American Airlines AAdvantage miles from a card, use Citi.
Does Citi transfer to American Airlines AAdvantage?
Yes. Citi points transfer to American Airlines AAdvantage at 1:1, so 10,000 points become 10,000 miles.
Does Bilt transfer to American Airlines AAdvantage?
No. Bilt is not a American Airlines AAdvantage transfer partner as of November 2, 2026. To get American Airlines AAdvantage miles from a card, use Citi.
Which card gets the most American Airlines AAdvantage miles per point?
Citi at 1:1. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.
Can I transfer hotel points to American Airlines AAdvantage?
Yes: World of Hyatt 5:2 (60,000 points become 24,000), Marriott Bonvoy 3:1 (60,000 points become 20,000), IHG One Rewards 5:1 (60,000 points become 12,000). Hotel conversions are usually poor value, but they can top up an account for one award.
American Airlines AAdvantage miles or cash?
Tell Mila the trip and the points you hold. She checks every path into American Airlines AAdvantage, the award and the cash fare, then tells you which way to pay.
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