8 bank programs transfer to IHG One Rewards. In the US: Bilt 1:1, Chase 1:1. Also from 6 currencies in Asia-Pacific, India. Amex, Capital One and Citi do not transfer to IHG One Rewards. Checked November 2, 2026.
United States
Ratio is bank points to IHG One Rewards points. Transfers are one-way: find the award first.
Asia-Pacific
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 HSBC RewardCash (HK)Official HSBC HK mileage page: EveryMile/Privé rate RC$1 = 20, min RC$40 per conversion. EveryMile/Privé only. | 1:20 | 200,000 | instant | |
 Citi SingaporeOfficial Citi SG page: 25,000 ThankYou Points or 10,000 Citi Miles = 10,000. Official page still calls it 'IHG Rewards Club'. | 2.5:1 | 4,000 | Varies | |
| HSBC SingaporeOfficial HSBC SG rewards page; matches Mainly Miles (Oct 2026) and MileLion's table (Oct 2026). | 2.5:1 | 4,000 | instant | |
| Citi Hong KongOfficial Citi HK ThankYou Rewards page: 12 points = 1 for Ultima/Prestige/PremierMiles, 15 points = 1 for other cards. Min 18,000 points, multiples of 18,000. | 12:1 | 833 | 3-7 days |
India
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Axis BankGroup B. Atlas 1 EDGE Mile = 2 partner miles (Magnify; Flightpoints; CardAdvisor W39: 'most Atlas airline partners get 1 into 2'). alt_ratios are Magnify's standard-partner rates b | 1:2 | 20,000 | Varies | |
 HDFCInfinia/DCB 1:1, Regalia Gold 2:1, per CardAdvisor (updated 2026-09-25) and PointsMath (2026-08-15), which agree. | 1:1 | 10,000 | Varies |
Does not transfer to IHG One Rewards
Amex Not a IHG One Rewards partner as of November 2, 2026.
Capital One Not a IHG One Rewards partner as of November 2, 2026.
Convert IHG One Rewards points to airline miles
Hotel points convert at low ratios; a top-up for one award, rarely a plan.
| Airline | Ratio | 60,000 points become | Transfer time |
|---|---|---|---|
 Aeromexico Rewards | 5:1 | 12,000 | 14-21 days |
 Air Canada Aeroplan | 5:1 | 12,000 | 14-21 days |
| Air China PhoenixMiles | 5:1 | 12,000 | 14-21 days |
 Air France-KLM Flying Blue | 5:1 | 12,000 | 14-21 days |
 Alaska Atmos Rewards | 5:1 | 12,000 | 14-21 days |
 American AAdvantage | 5:1 | 12,000 | 14-21 days |
 ANA Mileage Club | 5:1 | 12,000 | 14-21 days |
 Avianca LifeMiles | 5:1 | 12,000 | 14-21 days |
 British Airways Club | 5:1 | 12,000 | 14-21 days |
 Cathay Pacific Asia Miles | 5:1 | 12,000 | 14-21 days |
| China Southern Sky Pearl Club | 5:1 | 12,000 | 14-21 days |
 Delta SkyMiles | 5:1 | 12,000 | 14-21 days |
 Emirates Skywards | 5:1 | 12,000 | 14-21 days |
 Etihad Guest | 5:1 | 12,000 | 14-21 days |
 Finnair PlusListed only on AwardWallet's transfer-times page (10,000:2,000). Upgraded Points (Oct 2026) leaves it out. Unverified. | 5:1 | 12,000 | Varies |
| Gulf Air Falconflyer | 5:1 | 12,000 | 14-21 days |
| Hainan Airlines Fortune Wings Club | 5:1 | 12,000 | 14-21 days |
 Iberia Plus | 5:1 | 12,000 | 14-21 days |
| InterMiles | 5:1 | 12,000 | 14-21 days |
 Japan Airlines Mileage Bank | 5:1 | 12,000 | 14-21 days |
 JetBlue TrueBlue | 5:1 | 12,000 | 14-21 days |
| Korean Air SKYPASS | 5:1 | 12,000 | 14-21 days |
| Malaysia Airlines Enrich | 5:1 | 12,000 | 14-21 days |
 Qantas Frequent Flyer | 5:1 | 12,000 | 14-21 days |
 Qatar Airways Privilege ClubQatar's January 2026 partnership with IHG adds earning Avios on stays; point transfers stay 5:1 (10,000 = 2,000 Avios). | 5:1 | 12,000 | 14-21 days |
| Saudia AlFursan | 5:1 | 12,000 | 14-21 days |
 Singapore KrisFlyer | 5:1 | 12,000 | 14-21 days |
| South African Airways Voyager | 5:1 | 12,000 | 14-21 days |
 TAP Air Portugal Miles&Go | 5:1 | 12,000 | 14-21 days |
 Thai Royal Orchid Plus | 5:1 | 12,000 | 14-21 days |
 United MileagePlus | 5:1 | 12,000 | 14-21 days |
 Virgin Atlantic Flying ClubAwardWallet's measured average is 5 days. | 5:1 | 12,000 | 14-21 days |
 Virgin Australia Velocity | 5:1 | 12,000 | 14-21 days |
| Air New Zealand Airpoints10,000 points = 25 Airpoints, which are worth ~NZ$1 each. | 400:1 | 150 | 14-21 days |
Standard ratio 5 IHG points : 1 mile (10,000 = 2,000). Minimum 10,000 points for every partner (Upgraded Points, updated 2026-10-01). No transfer bonuses; the rates are fixed. Transfers are requested by phone through the IHG One Rewards service centre and can't be reversed. Typical time 14-21 days (Upgraded Points); Reward Flight Finder says up to six weeks for Qatar. No increment or cap is published in these sources. A fee of $5 per 1,000 points and a 1,000-point minimum (WalletHub) conflict with these sources and weren't confirmed. ihg.com returned 403. AwardWallet (2026-11-01) also lists Al Sources: upgradedpoints.com, awardwallet.com, rewardflightfinder.com, loyaltylobby.com, upgradedpoints.com. Checked November 2, 2026.
Before you transfer
- Find the award seat or room first, then transfer only what you need. Transfers can't be undone.
- Compare against paying cash: run the numbers. Bonuses: transfer bonuses today. Every bank side by side: Points Ratio Index.
Questions
Which credit card points transfer to IHG One Rewards?
As of November 2, 2026: HSBC RewardCash (HK) (1:20), Axis Bank (1:2), Bilt (1:1), Chase (1:1), HDFC (1:1), Citi Singapore (2.5:1), HSBC Singapore (2.5:1), Citi Hong Kong (12:1).
Does Amex transfer to IHG One Rewards?
No. Amex is not a IHG One Rewards transfer partner as of November 2, 2026. To get IHG One Rewards points from a card, use Bilt or Chase.
Does Chase transfer to IHG One Rewards?
Yes. Chase points transfer to IHG One Rewards at 1:1, so 10,000 points become 10,000 points; transfers are usually <24 hours.
Does Capital One transfer to IHG One Rewards?
No. Capital One is not a IHG One Rewards transfer partner as of November 2, 2026. To get IHG One Rewards points from a card, use Bilt or Chase.
Does Citi transfer to IHG One Rewards?
No. Citi is not a IHG One Rewards transfer partner as of November 2, 2026. To get IHG One Rewards points from a card, use Bilt or Chase.
Does Bilt transfer to IHG One Rewards?
Yes. Bilt points transfer to IHG One Rewards at 1:1, so 10,000 points become 10,000 points; transfers are usually instant.
Which card gets the most IHG One Rewards points per point?
Bilt and Chase at 1:1. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.
Can I transfer IHG One Rewards points to airlines?
Yes, to 34 airline programs, mostly at poor ratios: United MileagePlus 5:1, American AAdvantage 5:1, Delta SkyMiles 5:1, Alaska Atmos Rewards 5:1, Air Canada Aeroplan 5:1, Air France-KLM Flying Blue 5:1. Converting hotel points to miles is usually poor value; it makes sense to top up an account for a specific award.
IHG One Rewards points or cash?
Tell Mila the trip and the points you hold. She checks every path into IHG One Rewards, the award and the cash fare, then tells you which way to pay.
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