9 bank programs transfer to Air Canada Aeroplan. In the US: Amex 1:1, Bilt 1:1, Capital One 1:1, Chase 1:1. Also from 5 currencies in Asia-Pacific, India, Canada. Citi does not transfer to Air Canada Aeroplan. Checked November 2, 2026.
United States
Ratio is bank points to Air Canada Aeroplan miles. Transfers are one-way: find the award first.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Amex | 1:1 | 10,000 | instant | |
 Bilt | 1:1 | 10,000 | instant | |
 Capital One | 1:1 | 10,000 | instant | |
 Chase | 1:1 | 10,000 | instant |
Canada
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
| Amex CanadaOfficial terms: 1,000 = 1,000. Prince of Travel and Milesopedia agree. | 1:1 | 10,000 | Varies |
Asia-Pacific
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 HSBC RewardCash (HK)Official HSBC HK mileage page: EveryMile/Privé rate RC$1 = 20, min RC$40 per conversion. | 1:20 | 200,000 | instant | |
| HSBC SingaporeOfficial HSBC SG rewards page; matches Mainly Miles (Oct 2026) and MileLion's table (Oct 2026). Added Nov 2023 at 3.5:1 (MileLion). | 3.5:1 | 2,857 | instant |
India
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Axis BankGroup A. Atlas 1 EDGE Mile = 2 partner miles (Magnify; Flightpoints; CardAdvisor W39: 'most Atlas airline partners get 1 into 2'). alt_ratios are Magnify's standard-partner rates b | 1:2 | 20,000 | Varies | |
 HDFCInfinia/DCB 2:1, Regalia Gold 3:1, per CardAdvisor (updated 2026-09-25) and PointsMath (2026-08-15), which agree. | 2:1 | 5,000 | Varies |
Does not transfer to Air Canada Aeroplan
Citi Not a Air Canada Aeroplan partner as of November 2, 2026.
From hotel points
Hotel programs that convert to Air Canada Aeroplan. Usually poor value, useful to top up an account.
| Hotel program | Ratio | 60,000 points become | Transfer time |
|---|---|---|---|
| World of HyattAwardWallet: not bonus-eligible Newer partner. Minimum 5,000 (creditcardgenius.ca, updated 2026-07-21; AwardWallet 1,000:500). Not yet in Upgraded Points' table. | 2:1 | 30,000 | 6-8 weeks (assumed; not stated) |
| Accor Live Limitless | 2:1 | 30,000 | Varies |
| Marriott Bonvoy+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 4-5 days |
| IHG One Rewards | 5:1 | 12,000 | 14-21 days |
| Wyndham Rewards | 5:1 | 12,000 | Up to 6-8 weeks |
| Choice Privileges | 5:1 | 12,000 | 2-6 weeks |
| Hilton Honors | 10:1 | 6,000 | Varies |
Before you transfer
- Find the award seat or room first, then transfer only what you need. Transfers can't be undone.
- What Air Canada Aeroplan miles buy: award chart and sweet spots.
- Compare against paying cash: run the numbers. Bonuses: transfer bonuses today. Every bank side by side: Points Ratio Index.
Questions
Which credit card points transfer to Air Canada Aeroplan?
As of November 2, 2026: HSBC RewardCash (HK) (1:20), Axis Bank (1:2), Amex (1:1), Amex Canada (1:1), Bilt (1:1), Capital One (1:1), Chase (1:1), HDFC (2:1), HSBC Singapore (3.5:1).
Does Amex transfer to Air Canada Aeroplan?
Yes. Amex points transfer to Air Canada Aeroplan at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Does Chase transfer to Air Canada Aeroplan?
Yes. Chase points transfer to Air Canada Aeroplan at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Does Capital One transfer to Air Canada Aeroplan?
Yes. Capital One points transfer to Air Canada Aeroplan at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Does Citi transfer to Air Canada Aeroplan?
No. Citi is not a Air Canada Aeroplan transfer partner as of November 2, 2026. To get Air Canada Aeroplan miles from a card, use Amex, Bilt, Capital One or Chase.
Does Bilt transfer to Air Canada Aeroplan?
Yes. Bilt points transfer to Air Canada Aeroplan at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Which card gets the most Air Canada Aeroplan miles per point?
Amex, Bilt, Capital One and Chase at 1:1. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.
Can I transfer hotel points to Air Canada Aeroplan?
Yes: World of Hyatt 2:1 (60,000 points become 30,000), Accor Live Limitless 2:1 (60,000 points become 30,000), Marriott Bonvoy 3:1 (60,000 points become 25,000), IHG One Rewards 5:1 (60,000 points become 12,000), Wyndham Rewards 5:1 (60,000 points become 12,000), Choice Privileges 5:1 (60,000 points become 12,000), Hilton Honors 10:1 (60,000 points become 6,000). Hotel conversions are usually poor value, but they can top up an account for one award.
Air Canada Aeroplan miles or cash?
Tell Mila the trip and the points you hold. She checks every path into Air Canada Aeroplan, the award and the cash fare, then tells you which way to pay.
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