26 bank programs transfer to Air France-KLM Flying Blue. In the US: Amex 1:1, Bilt 1:1, Capital One 1:1, Chase 1:1, Citi 1:1, U.S. Bank 1:1, Wells Fargo 1:1. In Europe: Amex Spain 1:1, Amex UK 1:1, Revolut (EEA) 1:1, Revolut (UK) 1:1, Amex France 5:4, Amex Germany 5:4, Amex Italy 3:2, Amex Belgium 2:1, Amex Netherlands 2:1, Amex Switzerland 2:1, Amex Sweden 29:1. Also from 8 currencies in Asia-Pacific, India, Canada, Gulf. Bonus running: Capital One +20% until 2026-11-30. Checked November 2, 2026.
United States
Ratio is bank points to Air France-KLM Flying Blue miles. Transfers are one-way: find the award first.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 AmexA 25% transfer bonus ran through 2026-10-31 (expired); base ratio 1:1. | 1:1 | 10,000 | instant | |
 Bilt | 1:1 | 10,000 | instant | |
 Capital One | 1:1 | 10,000 | instant | +20% until 2026-11-30 |
 Chase | 1:1 | 10,000 | instant | |
 CitiRatio shown is for Citi Strata Elite / Strata Premier / Prestige / AT&T Access More. | 1:1 | 10,000 | instant | |
 U.S. Bank | 1:1 | 10,000 | Varies | |
 Wells Fargo | 1:1 | 10,000 | Varies |
Europe
Amex ratios depend on the country your card was issued in; Revolut ratios are the same on every plan.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
| Amex SpainOfficial: min 500, steps of 5, 5 business days. | 1:1 | 10,000 | 3-7 days | |
| Amex UKOfficial: min 500, increments 250, 4 working days. | 1:1 | 10,000 | 3-7 days | |
 Revolut (EEA)Meilenoptimieren (15 Oct 2026); skystatus.pro (verified 1 Nov 2026): minimum 1 RevPoint. | 1:1 | 10,000 | Varies | |
| Revolut (UK)Head for Points (18 Aug 2026) names this as a RevPoints partner for UK accounts. Ratio taken from EEA sources: Meilenoptimieren (15 Oct 2026); skystatus.pro (verified 1 Nov 2026): | 1:1 | 10,000 | Varies | |
| Amex FranceMilesopedia.fr: min 625, instant. | 5:4 | 8,000 | instant | |
| Amex GermanyOfficial: min 625, steps of 5, up to 1 working day. The NL cut to 2:1 has not reached DE as of 2 Nov 2026. | 5:4 | 8,000 | 1-2 days | |
| Amex ItalyOfficial: min 750, steps of 3, 3-20 business days. Flying Blue number needs a '00' prefix. | 3:2 | 6,666 | Varies | |
| Amex BelgiumOfficial catalogue (AF-01): 2 MR = 1 mile, minimum 1,000 MR, one transfer per day. Transfer time not stated. | 2:1 | 5,000 | Varies | |
| Amex NetherlandsOfficial: 2 MR = 1 mile, min 1,000, increments 2, 2-10 days. Was 5:4 until 30 June 2026. | 2:1 | 5,000 | Varies | |
| Amex SwitzerlandOfficial rewards shop: 2 points = 1 mile. | 2:1 | 5,000 | Varies | |
| Amex SwedenOfficial: min 29, steps of 29, 5 working days. | 29:1 | 344 | 3-7 days |
Canada
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
| Amex Canada1:1 since 3 Jan 2026, for all MR-earning cards incl. Cobalt (Milesopedia). Was 1,000:750, as still printed in the 04/25 terms table. | 1:1 | 10,000 | Varies |
Asia-Pacific
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 HSBC RewardCash (HK)Official HSBC HK mileage page: EveryMile/Privé rate RC$1 = 20, min RC$40 per conversion. | 1:20 | 200,000 | instant | |
| Citi SingaporeOfficial Citi SG page: 25,000 ThankYou Points or 10,000 Citi Miles = 10,000. | 2.5:1 | 4,000 | Varies | |
| HSBC SingaporeOfficial HSBC SG rewards page; matches Mainly Miles (Oct 2026) and MileLion's table (Oct 2026). | 2.5:1 | 4,000 | instant | |
| Citi Hong KongOfficial Citi HK ThankYou Rewards page: 12 points = 1 for Ultima/Prestige/PremierMiles, 15 points = 1 for other cards. Min 18,000 points, multiples of 18,000. | 12:1 | 833 | 3-7 days |
India
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Axis BankGroup A. Atlas 1 EDGE Mile = 2 partner miles (Magnify; Flightpoints; CardAdvisor W39: 'most Atlas airline partners get 1 into 2'). alt_ratios are Magnify's standard-partner rates b | 1:2 | 20,000 | Varies | |
 HDFCInfinia/DCB 1:1, Regalia Gold 2:1, per CardAdvisor (updated 2026-09-25) and PointsMath (2026-08-15), which agree. CardAdvisor says it confirmed this against the partner page. Usual | 1:1 | 10,000 | Varies |
Gulf
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
| Amex UAEUnconfirmed. The Global Resident (2026-05-08) lists 2:1 for UAE cards; no official or second source found. | Unconfirmed | – | Varies |
From hotel points
Hotel programs that convert to Air France-KLM Flying Blue. Usually poor value, useful to top up an account.
| Hotel program | Ratio | 60,000 points become | Transfer time |
|---|---|---|---|
| Accor Live LimitlessConflict: Prince of Travel and TPG say 1:1 (2,000 = 2,000). Point Hacks says 2:1. Using 1:1, the newer and majority figure. | 1:1 | 60,000 | Varies |
| Marriott Bonvoy+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | 1-3 days |
| World of HyattBonus: transfers of 50,000+ points earn a 12,500-point bonus at this partner's ratio (Upgraded Points). AwardWallet marks this partner bonus-eligible. | 5:2 | 24,000 | 6-8 weeks |
| IHG One Rewards | 5:1 | 12,000 | 14-21 days |
| Choice Privileges | 5:1 | 12,000 | 2-6 weeks |
| Hilton HonorsMinimum 20,000 points (Upgraded Points). | 10:1 | 6,000 | Varies |
| Radisson RewardsHead for Points (2025) and AwardWallet (2,000:200) agree. | 10:1 | 6,000 | Varies |
Before you transfer
- Find the award seat or room first, then transfer only what you need. Transfers can't be undone.
- What Air France-KLM Flying Blue miles buy: award chart and sweet spots.
- Compare against paying cash: run the numbers. Bonuses: transfer bonuses today. Every bank side by side: Points Ratio Index.
Questions
Which credit card points transfer to Air France-KLM Flying Blue?
As of November 2, 2026: HSBC RewardCash (HK) (1:20), Axis Bank (1:2), Amex (1:1), Amex Canada (1:1), Amex Spain (1:1), Amex UK (1:1), Bilt (1:1), Capital One (1:1), Chase (1:1), Citi (1:1), HDFC (1:1), Revolut (EEA) (1:1), Revolut (UK) (1:1), U.S. Bank (1:1), Wells Fargo (1:1), Amex France (5:4), Amex Germany (5:4), Amex Italy (3:2), Amex Belgium (2:1), Amex Netherlands (2:1), Amex Switzerland (2:1), Citi Singapore (2.5:1), HSBC Singapore (2.5:1), Citi Hong Kong (12:1), Amex Sweden (29:1), Amex UAE (unconfirmed).
Does Amex transfer to Air France-KLM Flying Blue?
Yes. Amex points transfer to Air France-KLM Flying Blue at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Does Chase transfer to Air France-KLM Flying Blue?
Yes. Chase points transfer to Air France-KLM Flying Blue at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Does Capital One transfer to Air France-KLM Flying Blue?
Yes. Capital One points transfer to Air France-KLM Flying Blue at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant. A +20% bonus runs until 2026-11-30.
Does Citi transfer to Air France-KLM Flying Blue?
Yes. Citi points transfer to Air France-KLM Flying Blue at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Does Bilt transfer to Air France-KLM Flying Blue?
Yes. Bilt points transfer to Air France-KLM Flying Blue at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Which card gets the most Air France-KLM Flying Blue miles per point?
Amex, Amex Spain, Amex UK, Bilt, Capital One, Chase, Citi, Revolut (EEA), Revolut (UK), U.S. Bank and Wells Fargo at 1:1. Others are lower: Amex France 5:4, Amex Germany 5:4, Amex Italy 3:2, Amex Belgium 2:1. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.
Can I transfer hotel points to Air France-KLM Flying Blue?
Yes: Accor Live Limitless 1:1 (60,000 points become 60,000), Marriott Bonvoy 3:1 (60,000 points become 25,000), World of Hyatt 5:2 (60,000 points become 24,000), IHG One Rewards 5:1 (60,000 points become 12,000), Choice Privileges 5:1 (60,000 points become 12,000), Hilton Honors 10:1 (60,000 points become 6,000), Radisson Rewards 10:1 (60,000 points become 6,000). Hotel conversions are usually poor value, but they can top up an account for one award.
Which European cards transfer to Air France-KLM Flying Blue?
Amex Spain 1:1, Amex UK 1:1, Revolut (EEA) 1:1, Revolut (UK) 1:1, Amex France 5:4, Amex Germany 5:4, Amex Italy 3:2, Amex Belgium 2:1, Amex Netherlands 2:1, Amex Switzerland 2:1, Amex Sweden 29:1. Amex ratios are set by the country your card was issued in.
Air France-KLM Flying Blue miles or cash?
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