7 bank programs transfer to Finnair Plus. In the US: Capital One 1:1. In Europe: Revolut (EEA) 1:1, Amex France 5:4, Revolut (UK) null. Also from 3 currencies in Asia-Pacific, India. Amex, Chase, Citi and Bilt do not transfer to Finnair Plus. Checked November 2, 2026.
United States
Ratio is bank points to Finnair Plus miles. Transfers are one-way: find the award first.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Capital One | 1:1 | 10,000 | instant |
Europe
Amex ratios depend on the country your card was issued in; Revolut ratios are the same on every plan.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Revolut (EEA)1:1 per Meilenoptimieren (15 Oct 2026). Revpointsguide (UK, 7 Aug 2026) says only 'up to 1:1; check app'. | 1:1 | 10,000 | Varies | |
 Amex FranceMilesopedia.fr: 5:4, 3 working days, minimum not given. Finnair Plus now uses Avios as its currency. | 5:4 | 8,000 | 3-7 days | |
| Revolut (UK)Revpointsguide (UK, 7 Aug 2026) lists it as 'up to 1:1; check app'. Not in Head for Points' 18 Aug 2026 UK list. Unconfirmed for the UK. | Unconfirmed | – | Varies |
Asia-Pacific
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 HSBC RewardCash (HK)Official HSBC HK mileage page: EveryMile/Privé rate RC$1 = 20, min RC$40 per conversion. | 1:20 | 200,000 | instant |
India
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 HDFCInfinia/DCB 1:1, Regalia Gold 2:1, per CardAdvisor (updated 2026-09-25) and PointsMath (2026-08-15), which agree. Finnair Plus uses Avios, so this is a 1:1 route to Avios. CardAdvi | 1:1 | 10,000 | Varies | |
 Axis BankGroup A. Reduced-ratio partner: Atlas 2 EDGE Miles = 1 partner mile (Magnify, Apr and Jul 2026). Added 2026-04-02. | 2:1 | 5,000 | Varies |
Does not transfer to Finnair Plus
From hotel points
Hotel programs that convert to Finnair Plus. Usually poor value, useful to top up an account.
| Hotel program | Ratio | 60,000 points become | Transfer time |
|---|---|---|---|
| Accor Live Limitless2,000 = 2,000 (Prince of Travel; Point Hacks '2:2'). | 1:1 | 60,000 | Varies |
| IHG One RewardsListed only on AwardWallet's transfer-times page (10,000:2,000). Upgraded Points (Oct 2026) leaves it out. Unverified. | 5:1 | 12,000 | Varies |
| Radisson RewardsNew two-way partnership in 2026; 10,000 Radisson = 1,000 Avios (Upgraded Points, updated 2026-08-10; AwardWallet 2026-08-11). The reverse is 3 Avios : 5 Radisson. Finnair Avios can move to BA, Iberia and Qatar, which partly restores the Avios route. | 10:1 | 6,000 | Varies |
Before you transfer
- Find the award seat or room first, then transfer only what you need. Transfers can't be undone.
- Compare against paying cash: run the numbers. Bonuses: transfer bonuses today. Every bank side by side: Points Ratio Index.
Questions
Which credit card points transfer to Finnair Plus?
As of November 2, 2026: HSBC RewardCash (HK) (1:20), Capital One (1:1), HDFC (1:1), Revolut (EEA) (1:1), Amex France (5:4), Axis Bank (2:1), Revolut (UK) (unconfirmed).
Does Amex transfer to Finnair Plus?
No. Amex is not a Finnair Plus transfer partner as of November 2, 2026. To get Finnair Plus miles from a card, use Capital One.
Does Chase transfer to Finnair Plus?
No. Chase is not a Finnair Plus transfer partner as of November 2, 2026. To get Finnair Plus miles from a card, use Capital One.
Does Capital One transfer to Finnair Plus?
Yes. Capital One points transfer to Finnair Plus at 1:1, so 10,000 points become 10,000 miles; transfers are usually instant.
Does Citi transfer to Finnair Plus?
No. Citi is not a Finnair Plus transfer partner as of November 2, 2026. To get Finnair Plus miles from a card, use Capital One.
Does Bilt transfer to Finnair Plus?
No. Bilt is not a Finnair Plus transfer partner as of November 2, 2026. To get Finnair Plus miles from a card, use Capital One.
Which card gets the most Finnair Plus miles per point?
Capital One and Revolut (EEA) at 1:1. Others are lower: Amex France 5:4, Revolut (UK) null. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.
Can I transfer hotel points to Finnair Plus?
Yes: Accor Live Limitless 1:1 (60,000 points become 60,000), IHG One Rewards 5:1 (60,000 points become 12,000), Radisson Rewards 10:1 (60,000 points become 6,000). Hotel conversions are usually poor value, but they can top up an account for one award.
Which European cards transfer to Finnair Plus?
Revolut (EEA) 1:1, Amex France 5:4, Revolut (UK) null. Amex ratios are set by the country your card was issued in.
Finnair Plus miles or cash?
Tell Mila the trip and the points you hold. She checks every path into Finnair Plus, the award and the cash fare, then tells you which way to pay.
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