19 bank programs transfer to Accor Live Limitless. In the US: Bilt 3:2, Capital One 2:1, Citi 2:1, U.S. Bank 2:1. In Europe: Revolut (EEA) 2:1, Revolut (UK) 2:1, Amex Germany 3:1, Amex Italy 3:1, Amex UK 3:1, Amex France null. Also from 9 currencies in Asia-Pacific, Canada, India. Amex and Chase do not transfer to Accor Live Limitless. Checked November 2, 2026.
United States
Ratio is bank points to Accor Live Limitless points. Transfers are one-way: find the award first.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Bilt1,000 Bilt = ~666 ALL points. AwardWallet lists a 3,000-point minimum. | 3:2 | 6,666 | instant | |
 Capital One1,000 miles = 500 ALL points. | 2:1 | 5,000 | <24 hours | |
 CitiRatio shown is for Citi Strata Elite / Strata Premier / Prestige / AT&T Access More. | 2:1 | 5,000 | 1-2 days | |
 U.S. Bank | 2:1 | 5,000 | Varies |
Europe
Amex ratios depend on the country your card was issued in; Revolut ratios are the same on every plan.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Revolut (EEA)Official ALL Accor terms: 2 RevPoints = 1 ALL Reward point, minimum 2 RevPoints. The English terms name UK, Ireland and Malta; other language versions name other countries (Italy/S | 2:1 | 5,000 | Varies | |
| Revolut (UK)Official ALL Accor terms: 2 RevPoints = 1 ALL point, minimum 2; the English terms name UK, Ireland and Malta. | 2:1 | 5,000 | Varies | |
 Amex GermanyOfficial: min 900, steps of 3, up to 1 working day. Partner since 6 Jul 2026. | 3:1 | 3,333 | 1-2 days | |
| Amex ItalyOfficial: min 3, steps of 3, up to 48 hours. Part of Amex-Accor's 2026 roll-out across 12 markets; The Flight Club reported transfers re-enabled in Oct 2026 (seen via search snippe | 3:1 | 3,333 | 1-2 days | |
| Amex UKOfficial: min 300, increments 300. Partner since 13 May 2026. | 3:1 | 3,333 | instant | |
| Amex FrancePartner added mid-2026, but Amex France hasn't published a ratio (Milesopedia, Oct 2026). The Flight Club (Oct 2026) says Accor transfers are live in some markets, with rates set p | Unconfirmed | – | Varies |
Canada
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
| Amex CanadaOfficial ALL Accor page: 1,000 MR = 500 ALL points; min 1,000, steps of 100, max 999,900 per transfer. Live 29 Jul 2026 (InsideFlyer). Not on the Cobalt page per Milesopedia. | 2:1 | 5,000 | Varies |
Asia-Pacific
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 HSBC RewardCash (HK)Official HSBC HK mileage page: EveryMile/Privé rate RC$1 = 20, min RC$40 per conversion. Accor's own HSBC HK partner page also says 'Transfer starts from 1 RewardCash = 20 ALL Acco | 1:20 | 200,000 | instant | |
| Amex SingaporeOfficial: min 1,000, increments of 1,000; estimated 48 hours. Not in MileLion's devaluation table, and MileLion's text counts only two hotel partners, but the official hotels page | 1,000:400 | 4,000 | 1-2 days | |
| Amex AustraliaAdded 28/29 Apr 2026. Official Accor partner page: 2,500 MR = 500 ALL points. Minimum 2,500, increments of 5, maximum 999,995 (Executive Traveller). Amex says allow up to 48 hours | 5:1 | 2,000 | 1-2 days | |
| HSBC SingaporeOfficial HSBC SG rewards page; matches Mainly Miles (Oct 2026) and MileLion's table (Oct 2026). Minimum 5,000 ALL points = 25,000 HSBC points (Mainly Miles). | 5:1 | 2,000 | instant | |
 NAB RewardsOfficial NAB: 6,000 NAB = 500 ALL points from 1 Oct 2026 (was 3,000 = 500, i.e. 6:1). Accor's own NAB page still says 6,000 = 1,000 and up to 10 business days (stale). | 12:1 | 833 | Varies | |
| Amex Hong KongOfficial: 25 MR = 1 ALL point, min 25,000, increments 12,500, estimated 48 hours. | 25:1 | 400 | <24 hours |
India
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Axis BankGroup A. Removed 2026-04-02; returned 2026-09-22 at '2 EDGE Miles into 1 Accor point' on Atlas (CardAdvisor W39; Magnify). Other cards (Magnify): Burgundy Private 5:4, Magnus for B | 2:1 | 5,000 | Varies | |
 HDFCOfficial Accor HDFC page: 2 HDFC Reward Points = 1 ALL point. CardAdvisor says 2:1 on all three cards. Was 1:1 until a cut to 2:1 effective 2024-01-15 (LiveFromALounge). CardAdviso | 2:1 | 5,000 | Varies |
Does not transfer to Accor Live Limitless
Convert Accor Live Limitless points to airline miles
Hotel points convert at low ratios; a top-up for one award, rarely a plan.
| Airline | Ratio | 60,000 points become | Transfer time |
|---|---|---|---|
| ITA Airways Volare4,000 ALL = 5,000 points (Prince of Travel only). | 4:5 | 75,000 | Varies |
 Qantas Frequent Flyer2,000 ALL = 2,500 Qantas Points per Qantas's own page; enhanced 25% in early 2025 (Australian Frequent Flyer, LoyaltyLobby 2025-02-01). Prince of Travel and Point Hacks still show 1:1, which is outdat | 1:1.25 | 75,000 | Within 6 weeks |
| Air Europa SUMAAdded March 2026: 2,000 ALL = 2,000 SUMA miles (LoyaltyLobby 2026-03-05). Single source. | 1:1 | 60,000 | Varies |
 Air France-KLM Flying BlueConflict: Prince of Travel and TPG say 1:1 (2,000 = 2,000). Point Hacks says 2:1. Using 1:1, the newer and majority figure. | 1:1 | 60,000 | Varies |
 Finnair Plus2,000 = 2,000 (Prince of Travel; Point Hacks '2:2'). | 1:1 | 60,000 | Varies |
 Iberia Club3,000 = 3,000 Avios (Prince of Travel); Point Hacks '2:2'. Avios can then move to BA or Qatar. | 1:1 | 60,000 | Varies |
 Virgin Australia Velocity4,000 = 4,000 (Prince of Travel, Point Hacks). | 1:1 | 60,000 | Varies |
| Air China PhoenixMiles4,000 = 3,200 (Prince of Travel; Point Hacks). | 2:1.6 | 48,000 | Varies |
 Qatar Airways Privilege Club2,000 ALL = 1,500 Avios since November 2025, up from 2,000 = 1,000 (LoyaltyLobby 2025-11-20; Accor's Qatar partner page lists the 2,000 = 1,500 minimum). Prince of Travel's 2:1 is outdated. | 4:3 | 45,000 | Varies |
| Aegean Miles+Bonus | 2:1 | 30,000 | Varies |
 Aeromexico Rewards | 2:1 | 30,000 | Varies |
 Air Canada Aeroplan | 2:1 | 30,000 | Varies |
 Avianca LifeMiles | 2:1 | 30,000 | Varies |
| Azul Fidelidade | 2:1 | 30,000 | Varies |
 British Airways Club | 2:1 | 30,000 | Varies |
 Cathay Pacific Asia Miles | 2:1 | 30,000 | Varies |
 Delta SkyMiles | 2:1 | 30,000 | Varies |
 Emirates Skywards | 2:1 | 30,000 | Varies |
 Etihad Guest | 2:1 | 30,000 | Varies |
| GOL SmilesPrince of Travel only. | 2:1 | 30,000 | Varies |
| Gulf Air FalconflyerAdded January 2026: 4,000 ALL = 2,000 miles (LoyaltyLobby 2026-01-22). | 2:1 | 30,000 | Varies |
| Hainan Airlines Fortune Wings Club | 2:1 | 30,000 | Varies |
 Japan Airlines Mileage Bank | 2:1 | 30,000 | Varies |
| Korean Air SKYPASS | 2:1 | 30,000 | Varies |
| LATAM Pass | 2:1 | 30,000 | Varies |
| LATAM PassPrince of Travel lists LATAM Pass Brazil and LATAM Pass (rest of South America) separately, both 2:1. | 2:1 | 30,000 | Varies |
 Singapore KrisFlyer | 2:1 | 30,000 | Varies |
 TAP Air Portugal Miles&Go | 2:1 | 30,000 | Varies |
 Thai Royal Orchid Plus | 2:1 | 30,000 | Varies |
 United MileagePlus | 2:1 | 30,000 | Varies |
| Oman Air SindbadPrince of Travel: 4,000 = 1,500. Point Hacks writes '4:0.75', the same ratio. | 4:1.5 | 22,500 | Varies |
Standard ratio 2 ALL Reward points : 1 mile. Minimum is usually 4,000 points (2,000 for some partners, e.g. Qantas). Qantas conversions are in 2,000-point increments. ALL points are worth a fixed EUR 0.02 each at hotels (2,000 = EUR 40), so a 2:1 conversion costs about 4 euro cents per mile. Most conversions are poor value except the 1:1 and better routes. Transfers can take up to 6 weeks (Point Hacks; Qantas says within six weeks) and can't be reversed. all.accor.com's main conversion page returned 403. Ratios come from Prince of Travel (updated 2026-10-28) and Point Hacks (updated 2026-10-07 Sources: princeoftravel.com, pointhacks.com.au, thepointsguy.com, qantas.com, australianfrequentflyer.com.au. Checked November 2, 2026.
Before you transfer
- Find the award seat or room first, then transfer only what you need. Transfers can't be undone.
- Compare against paying cash: run the numbers. Bonuses: transfer bonuses today. Every bank side by side: Points Ratio Index.
Questions
Which credit card points transfer to Accor Live Limitless?
As of November 2, 2026: HSBC RewardCash (HK) (1:20), Bilt (3:2), Amex Canada (2:1), Axis Bank (2:1), Capital One (2:1), Citi (2:1), HDFC (2:1), Revolut (EEA) (2:1), Revolut (UK) (2:1), U.S. Bank (2:1), Amex Singapore (1,000:400), Amex Germany (3:1), Amex Italy (3:1), Amex UK (3:1), Amex Australia (5:1), HSBC Singapore (5:1), NAB Rewards (12:1), Amex Hong Kong (25:1), Amex France (unconfirmed).
Does Amex transfer to Accor Live Limitless?
No. Amex is not a Accor Live Limitless transfer partner as of November 2, 2026. To get Accor Live Limitless points from a card, use Bilt, Capital One, Citi or U.S. Bank.
Does Chase transfer to Accor Live Limitless?
No. Chase is not a Accor Live Limitless transfer partner as of November 2, 2026. To get Accor Live Limitless points from a card, use Bilt, Capital One, Citi or U.S. Bank.
Does Capital One transfer to Accor Live Limitless?
Yes. Capital One points transfer to Accor Live Limitless at 2:1, so 10,000 points become 5,000 points; transfers are usually <24 hours.
Does Citi transfer to Accor Live Limitless?
Yes. Citi points transfer to Accor Live Limitless at 2:1, so 10,000 points become 5,000 points; transfers are usually 1-2 days.
Does Bilt transfer to Accor Live Limitless?
Yes. Bilt points transfer to Accor Live Limitless at 3:2, so 10,000 points become 6,666 points; transfers are usually instant.
Which card gets the most Accor Live Limitless points per point?
Bilt at 3:2. Others are lower: Capital One 2:1, Citi 2:1, Revolut (EEA) 2:1, Revolut (UK) 2:1. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.
Can I transfer Accor Live Limitless points to airlines?
Yes, to 31 airline programs, mostly at poor ratios: Air France-KLM Flying Blue 1:1, Qantas Frequent Flyer 1:1.25, Virgin Australia Velocity 1:1, Finnair Plus 1:1, Iberia Club 1:1, Qatar Airways Privilege Club 4:3. Converting hotel points to miles is usually poor value; it makes sense to top up an account for a specific award.
Which European cards transfer to Accor Live Limitless?
Revolut (EEA) 2:1, Revolut (UK) 2:1, Amex Germany 3:1, Amex Italy 3:1, Amex UK 3:1, Amex France null. Amex ratios are set by the country your card was issued in.
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