HSBC Singapore (SG) transfers to 16 airlines and 4 hotel programs. Airlines: Air France-KLM Flying Blue 2.5:1, The British Airways Club 2.5:1, Cathay Asia Miles 2.5:1, Etihad Guest 2.5:1, EVA Air Infinity MileageLands 2.5:1. Checked 2 November 2026.
Airlines
Ratio is HSBC Singapore points to partner miles. A point is worth a different amount in each country, so compare within Asia-Pacific.
| Partner | Ratio (HSBC Singapore : partner) | 10,000 points become | Transfer time |
|---|---|---|---|
| 2.5:1 | 4,000 | instant | |
| 2.5:1 | 4,000 | instant | |
| 2.5:1 | 4,000 | instant | |
| 2.5:1 | 4,000 | instant | |
| 2.5:1 | 4,000 | instant | |
| 2.5:1 | 4,000 | instant | |
| 2.5:1 | 4,000 | instant | |
| 3:1 | 3,333 | instant | |
| 3:1 | 3,333 | instant | |
| 3.5:1 | 2,857 | instant | |
| 3.5:1 | 2,857 | 3-7 days | |
| 3.5:1 | 2,857 | instant | |
| 3.5:1 | 2,857 | instant | |
| 3.5:1 | 2,857 | instant | |
| 5:1 | 2,000 | 3-7 days | |
| 1.25:1 | 8,000 | instant |
Hotels
| Partner | Ratio (HSBC Singapore : partner) | 10,000 points become | Transfer time |
|---|---|---|---|
| 2.5:1 | 4,000 | instant | |
| 2.5:1 | 4,000 | instant | |
| 3:1 | 3,333 | instant | |
| 5:1 | 2,000 | instant |
Good to know
Official HSBC SG rewards page lists 16 airline and 4 hotel partners, each stated like '25,000 HSBC points : 10,000 Flying Blue Miles'. Ratios differ by partner. Points pool across all HSBC SG cards (since May 2024), so TravelOne, Revolution, Premier Mastercard and Visa Infinite all use the same table. No conversion fee: HSBC dropped a planned fee (MileLion, Dec 2024), and Mainly Miles (Oct 2026) says conversions stay free 'until such time as may be determined by HSBC'. Minimum transfer is 10,000 miles, then increments of 2 miles (Mainly Miles). Redemption is only through the HSBC SG app. Most transfers are instant; Hainan takes up to 5 working days and JAL up to 10 (Mainly Miles). Changes: KrisFlyer went from 25,000:10,000 to 30,000:10,000 on 16 January 2025. Club Vistara dropped out after Vistara merged into Air India in November 2024. The 3.5:1 group (Aeroplan, United and others) has been at that ratio since it was added in 2023-24, not a recent cut. Transfer times come from Mainly Miles; the official page just says 'instantly'.
Recently removed or suspended
- Club Vistara. Removed after Vistara merged into Air India in November 2024 (Mainly Miles, Aug 2026). Before 2025, so outside the 2025-2026 window; listed for context.
Questions
What are the HSBC Singapore transfer partners?
As of 2 November 2026, HSBC Singapore transfers to 16 airlines and 4 hotel programs: Air France-KLM Flying Blue 2.5:1, The British Airways Club 2.5:1, Cathay Asia Miles 2.5:1, Etihad Guest 2.5:1, EVA Air Infinity MileageLands 2.5:1, Qantas Frequent Flyer 2.5:1, Vietnam Airlines Lotusmiles 2.5:1, Singapore Airlines KrisFlyer 3:1, and more.
What is the HSBC Singapore to The British Airways Club transfer ratio?
2.5:1: 10,000 HSBC Singapore points become 4,000 The British Airways Club miles.
Is it worth transferring HSBC Singapore points to airlines?
Usually only for a specific award you have already found, often a premium-cabin seat. Compare the miles needed (plus taxes and surcharges) against the cash fare before you move points: transfers can't be undone, and conversion fees can apply.
Sources: hsbc.com.sg, mainlymiles.com, milelion.com, milelion.com, milelion.com. Ratios change; check your bank's own transfer page before you move points. Every currency side by side: Points Ratio Index.
Points or cash for this trip?
Tell Mila the trip and your HSBC Singapore balance. She checks the award, the transfer ratio and the cash fare, then tells you which way to pay.
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