8 bank programs transfer to Thai Airways Royal Orchid Plus. In the US: Citi 1:1. In Europe: Amex Sweden 34:1. Also from 6 currencies in India, Asia-Pacific. Amex, Chase, Capital One and Bilt do not transfer to Thai Airways Royal Orchid Plus. Checked November 2, 2026.
United States
Ratio is bank points to Thai Airways Royal Orchid Plus miles. Transfers are one-way: find the award first.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 CitiRatio shown is for Citi Strata Elite / Strata Premier / Prestige / AT&T Access More. | 1:1 | 10,000 | 3-7 days |
Europe
Amex ratios depend on the country your card was issued in; Revolut ratios are the same on every plan.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Amex SwedenOfficial: min 34, steps of 34, 5 working days. | 34:1 | 294 | 3-7 days |
Asia-Pacific
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
| Amex SingaporeOfficial: 550 = 250; up to 4 weeks. Platinum Charge/Centurion 500 = 250 per MileLion (22 Jan 2026) and Mainly Miles (Aug 2026). Transfer time is up to 4 weeks, longer than the norm | 500:250 | 5,000 | Varies | |
| Citi SingaporeOfficial Citi SG page: 25,000 ThankYou Points or 10,000 Citi Miles = 10,000. | 2.5:1 | 4,000 | Varies | |
 HSBC SingaporeOfficial HSBC SG rewards page; matches Mainly Miles (Oct 2026) and MileLion's table (Oct 2026). | 3:1 | 3,333 | instant | |
| Citi Hong KongOfficial Citi HK ThankYou Rewards page: 12 points = 1 for Ultima/Prestige/PremierMiles, 15 points = 1 for other cards. Min 18,000 points, multiples of 18,000. Up to 14 working days | 12:1 | 833 | Varies |
India
Local currency points: a point is worth a different amount than in the US or Europe, so compare within this region.
| Bank | Ratio | 10,000 points become | Transfer time | Bonus |
|---|---|---|---|---|
 Axis BankGroup A. Atlas 1 EDGE Mile = 2 partner miles (Magnify; Flightpoints; CardAdvisor W39: 'most Atlas airline partners get 1 into 2'). alt_ratios are Magnify's standard-partner rates b | 1:2 | 20,000 | Varies | |
 HDFCInfinia/DCB 2:1, Regalia Gold 3:1, per CardAdvisor (updated 2026-09-25) and PointsMath (2026-08-15), which agree. | 2:1 | 5,000 | Varies |
Does not transfer to Thai Airways Royal Orchid Plus
Chase Not a Thai Airways Royal Orchid Plus partner as of November 2, 2026.
Capital One Not a Thai Airways Royal Orchid Plus partner as of November 2, 2026.
Bilt Not a Thai Airways Royal Orchid Plus partner as of November 2, 2026.
From hotel points
Hotel programs that convert to Thai Airways Royal Orchid Plus. Usually poor value, useful to top up an account.
| Hotel program | Ratio | 60,000 points become | Transfer time |
|---|---|---|---|
| Accor Live Limitless | 2:1 | 30,000 | Varies |
| Marriott Bonvoy+5,000 bonus miles per 60,000 points transferred in one transaction (60k -> 25k) | 3:1 | 25,000 | ~4 days |
| World of HyattBonus: transfers of 50,000+ points earn a 12,500-point bonus at this partner's ratio (Upgraded Points). AwardWallet marks this partner bonus-eligible. | 5:2 | 24,000 | 6-8 weeks |
| IHG One Rewards | 5:1 | 12,000 | 14-21 days |
Before you transfer
- Find the award seat or room first, then transfer only what you need. Transfers can't be undone.
- Compare against paying cash: run the numbers. Bonuses: transfer bonuses today. Every bank side by side: Points Ratio Index.
Questions
Which credit card points transfer to Thai Airways Royal Orchid Plus?
As of November 2, 2026: Axis Bank (1:2), Citi (1:1), Amex Singapore (500:250), HDFC (2:1), Citi Singapore (2.5:1), HSBC Singapore (3:1), Citi Hong Kong (12:1), Amex Sweden (34:1).
Does Amex transfer to Thai Airways Royal Orchid Plus?
No. Amex is not a Thai Airways Royal Orchid Plus transfer partner as of November 2, 2026. To get Thai Airways Royal Orchid Plus miles from a card, use Citi.
Does Chase transfer to Thai Airways Royal Orchid Plus?
No. Chase is not a Thai Airways Royal Orchid Plus transfer partner as of November 2, 2026. To get Thai Airways Royal Orchid Plus miles from a card, use Citi.
Does Capital One transfer to Thai Airways Royal Orchid Plus?
No. Capital One is not a Thai Airways Royal Orchid Plus transfer partner as of November 2, 2026. To get Thai Airways Royal Orchid Plus miles from a card, use Citi.
Does Citi transfer to Thai Airways Royal Orchid Plus?
Yes. Citi points transfer to Thai Airways Royal Orchid Plus at 1:1, so 10,000 points become 10,000 miles; transfers are usually 3-7 days.
Does Bilt transfer to Thai Airways Royal Orchid Plus?
No. Bilt is not a Thai Airways Royal Orchid Plus transfer partner as of November 2, 2026. To get Thai Airways Royal Orchid Plus miles from a card, use Citi.
Which card gets the most Thai Airways Royal Orchid Plus miles per point?
Citi at 1:1. A better ratio doesn't mean a better card: compare what you earn per dollar or euro too.
Can I transfer hotel points to Thai Airways Royal Orchid Plus?
Yes: Accor Live Limitless 2:1 (60,000 points become 30,000), Marriott Bonvoy 3:1 (60,000 points become 25,000), World of Hyatt 5:2 (60,000 points become 24,000), IHG One Rewards 5:1 (60,000 points become 12,000). Hotel conversions are usually poor value, but they can top up an account for one award.
Which European cards transfer to Thai Airways Royal Orchid Plus?
Amex Sweden 34:1. Amex ratios are set by the country your card was issued in.
Thai Airways Royal Orchid Plus miles or cash?
Tell Mila the trip and the points you hold. She checks every path into Thai Airways Royal Orchid Plus, the award and the cash fare, then tells you which way to pay.
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